IBPS Clerk Interview Experience, Bank Of Maharashtra

Attempts 140-145
Category : General
Domicile : Mumbai, Maharashtra
Qualification : Bachelors Of Commerce (Accounts & Finance Specialization)
Interview Centre : Bank Of Maharashtra , Raigad Zonal Office , Vashi Sector 1.


So, The Journey for this interview started @ 8.30 AM.. Reached the Centre At Around 10.45 . Since then Was A bit Nervous As they Were Giving Topics to write in Marathi ( Local Language ).
Kept on Reading Few Topics in Marathi which my Friends Informed me :P
I was A bit Far away from the office so they don't notice me in the beginning :P
Kept On Reading And Talking With My Family Members who had come along , Trying to Relax But was getting More Anxious.
Finally @ 12.50 Entered the Premises.. Sat Outside the Office Where a Tent Like Structure was built for us. Kept on Reading.. Soon It was 2.10.. All Aspirants Getting Impatient And We got to Know That it was lunch time for them :(
Got Called Inside the Office @ 3.15 ..Fully Drained...
The Admin Staff Explained us to self attest and all other pre requisites..
Gave us A Blank Paper And Asked us to Write In Marathi on the Topic 
" MY SCHOOL "
I Started writing and soon wrote a full page :P ( I Felt Satisfied That I am Safe Now )
After That Verification Started.. All Docs Arranged..Verification Completed by 3.40..( I Attached An Extra Curriculum Certificate Of The Exam I attended on National Level ) 
Exam Was Of Marathi Language And Luckily i Got a First Class in That :D
Then We Were All Sitting Outside the Interview Cabin Watching All who Went Inside :p
15-16 People Still left..My turn Was 4th Last Of the Day :( 
I was Tired + Anxious... Soon It was 4.50 PM The one Before Me Went in And My Hands Got Cold.
5 Members In Total 4 Males 1 Female All Aged between 45-50. My Turn Came When The Bell Rang @ 5.00 PM Sharp. I prayed to God befre entered the room..

Me : May i Come In..?
M3 (The Centre Person) : Yes Please Come In...
Me : A Very Good Evening Ma'am, A Very Good Evening Sirs.
M3 : Please Have A seat 
Me : Thank You Sir

M3 : So , Mr. Rajeev Kapadia 
Me : Yes Sir :)

M3 : Introduce Yourself 
Me : Answered With My name, residence, qualification, Enrolled fr Mcom, Preparing for Various bank exams
M3 : Whch Other Exams Given.?
ME : IBPS PO 

M3 : So what was the outcome ?
ME : Fell Short By One Mark In the overall Cutoff

M3 : (Smiled) Koi baat nahi.. Ur Next Interview Will Be of PO Definitely
Me : Thank You sir ( Smiled )
Shifted to M2

M2 : What is Your Family Background ?
Me : Mother is a Home Maker , Father is a Banker

M2 (Smiling and looking at others) : Which Bank ?
ME : SBI 

M2 Got Impressed :p 
M2 : Which Branch ?
ME : answered
Shifted to M1.. 

M1 : Which Post ?
Me : Senior Special Assistant

M1 : Was Also Impressed..
I thought They will Grill me With Banking Quests And They Met my Expectations.
M1 : So Do U Know About CLONING OF ATM's 
ME : Thinking for 10 secs ( I was thinking that frst ball hi yorker daal dia isne)

M1 : Clone ka meaning to aata hoga na..Usse Link Karo iss concept me..
ME : Explained

M1 : Aata to hai Tumhe..Good :)
I Got Relaxed 
M1 : 1. Tell me What Is Depreciation, 
2. Which Accounting Standard is it, 
3. Methods of depreciation
ME : answered all 3

M1 : Good With A :)
As i Had 81 % Aggregate In My Grad 3 Yrs , He Focused so much on accounts
M1 : Gave an example of machinery and asked quests of depreciation and accounts treatment for it
ME : Answered

M1 : WHich Accounts are Maintained by Co op Societies , Clubs 
ME : Answered
Shifted to F1

F1 : What do you mean by Nomination Facility 
ME : Answered With My Own Accounts Example
All the while she was only Observing Me
Shifted to M4

M4 : was Informal Types..Joking Person.
M4 : As i Am Gujarati..Asked me in Gujarati..
Papa Is A Banker hmm..
ME : Smiled..And Yes Sir In GUjarati

M4 : Marathi Yete 
ME : Yes sir... In Marathi

M4 : Essay Likha hai.? ( IN MARATHI ) 
ME : Yes sir ( IN MARATHI )

M1 Intervened in between And said..Yes He Has Written A full page :p ( IN MARATHI)
All smiled :P
M4 : Gave Me a Cheque and Asked me In Gujarati 
Where is the IFSC CODE IN THIS CHEQUE? 
ME : answered

M4 : Whats the use of this ifsc code 
ME : I started meaning of it 

M4 : Meaning to aata hi hoga tumhe...tell me the use 
ME : Smiled and Answered
I Think because OF the extra curriculum Certification i gave.. 
I wasn't tested for marathi. I was the only Aspirant from the Rest 20 Who wasn't tested by interviewers for marathi. Rest all were being asked to read and explain from news papers. All Of Them Then Smiled and said.. That's All..We Are Done. I Asked for Feedback and also asked did i sound a bit nervous.??
All Laughed and Mockingly Said... Y u Thinking So.? 
We all know this was your first interview. Do not Worry , YOU ARE ALREADY A BANKER :p
The last Sentence Got me Some Courage while walking out. Just before my exit..
M4 : Asked me in Gujarati... 
Were U in Tension..before coming...
ME : No Sir, Just a Bit Nervous as this was my first interview..
All Smiled Again And Told All The BEST. I Thanked all of them..and said have a Pleasant Evening..And Came out like a Lion.

ibps clerk interview experience, bank of maharashtra

IBPS Clerk Interview Experience, CBI Bhopal,Madhya Pradesh

Date :19/02/2015
Time : 8:00 AM
Panel : 5
Venue : CBI Bhopal,Madhya Pradesh
Background: B.Tech - EC
There were 7 members in my panel. 4 Male 1 Female

I was first in my Panel. I opened the door and greeted everyone.
Me: Sir may i Sit?
M1: yes of course.

M1 : Are u Mac?
Me: yes sir

M1 : toh mr. Mac batao apne baarein me kuch
Me : Replied

M1: Accha to aapke father bank mein h
me yes sir

M1 : kaunsi bank me ?
me : replied

M2 : konsi post pr?
me : replied(scale 2 Manager)

M2 :Digital india kya h?
me : replied

M2 : isme sabse jaroori kya hota h?
me: sir computer hona chahiye with internet

M2: isse bhi jaroori
me: don't know

M2 : electricity
me : yes sir(we all laughed)

M3 : power kaise generate hoti h?
me: replied

M3: e Commerce kya hota h?
me: replied

M3:or e governance
me : replied

F1: aapne degree 2011 me ki thi avi tak kya kr rhe the?
me : mam i was searching in my field but i didn't get it than i consulted with my father who is a banker he told me all the work in bank is now technical and you r technical graduate why don't you go to bank sector so i m here.

F1: ok gud
F1 what is core banking?
Me: replied

M4: so u r from gwalior?
me : yes sir

M4 : what is famous there ?
me : Replied

M4: have u written any other exam?
me : yes sir.

M4 konsa?
me : IBPS RRB(cleared) SSC mains.
IBPS Po(cleared), SBI, mppcs,
some more question but i don't remember. It went 11 min only.

ibps clerk interview experience, cbi bhopal, madhya pradesh

IBPS Clerk Interview Experience, IOB Regional office Tirunelveli, Tamilnadu

Venue: IOB Regional office Tirunelveli, Tamilnadu
Time: 1.00 pm Panel: II Date: 17/02/2015
Background: B.E Mechanical
I reached the venue by 12.15 pm asked to take some waiting hall then watchman allowed us to the verification hall after checking call letter there verifying member started my verification around 3.50 pm and asked to write 10 line from a tamil news paper. they made me feel comfort by cracking jokes and wishing me a lot. Then i am directed to panel there i waited for 5 min
Bell rang!!
Opened the door with May I get in sir!!

M1: Yes please
Here were M1,M2,M3,F1
M1 offered me seat at once me got in so i cant even wish them good evening which i felt bad latter

M1: Tell me about yourself
Me: Told

M1: about your family
Me: Told

M1: your are mechanical engineers you can try to become a SME enterpriser y u cmng here, If finance is a problm come to our branch and we give you loan.
Me: Sir i m not sure of the future in SME but in banking it will be secured future.

M1 was not satisfied
M2: What is the airport name of chennai.There are two airport right!! ?
Me: No sir i cant get the name. As i have not visited chennai

M1 @ M2: OMG! you mechanical engineer never visited our capital.
Me: Said yes sir! with a smile

M1: I will take you in my own expence. ( All laughed)
M2: Ok were have you done your projects ?
Me: Torangal , JSW

M3: Tell me what and all you know about Bank
Me: Me started with basic function and travelling along parabanking (M1 interrupted)

M1: Card facitilies are there
Me: Yes sir Credit cards,ATM,Debit,Smart,gift

M3: What is the diffrence b/w Credit and Debit card
Me: Explained very well (M3 Satified)

M2: Who is Seemandra CM
Me ( OMG! I m getting confuse K.C ... or Naidu But M1 helped: Naidu it wil get ended right ) Chandra babu naidu atonce

M3: Telengana CM
Me: KCR

M3: Tell me about capital of Telengana and AP
Me: Told every detail upto Japan's help in AP capital
M1: Good Now there silent F1 came into action

F1: Tell me about you project
Me: Explained

F1: Tell me about your In plant training
Me: Explained

F1: Which section got in inplant training
Me: Engine dismantling

M1: Did you attended PO
Me: Yes but 78 and lost by 2 marks

M1: How much hope you having in Clerk
Me: Attended 180 so having a lot

M1: Ok you take chocolates and you may leave now but i want you as SME enterpriser
Me: Sure sir! I will think of it ( here i failed :( ) and thanked everyone and left
Full interview took place in tamil with a smile in everyone face including me. Hope i did around 60% sanctification. )

ibps clerk interview experience, iob regional office tirunelveli, tamilnadu

IBPS Clerk Interview Experience, Andhra Bank Koti

My interview schedule time was 1 pm. I reached the venue (Andhra Bank, Koti) by 12.30pm. i am the fifth person in my panel. document verification was completed by 1.30 pm and i was called inside at 2.15pm. I asked their permission to enter the room. There were 5 members in the panel.
M1, M2, M3 , M4 and L
After entering i first wished the Lady and rest all.


M1: So mr. naga vidya sagar
Me: Yes sir

M1: You are from
Me: Nandyal

M1: Do you know seeta ramaya? what is he for you?
Me: Yes sir he is founder of andhra bank. sorry sir he is not my relative all laughed loudly

M1: Arey yaar am not asking about our seetaramaya. am asking about kondapalli seetaramaya? is he your relative? (he askd me bcoz my initial is kondapalli)
Me: Smiled and said no sir i even didnt listen his name

M1: Oh then you are saved
Me: Smiled

M1: What is your qualification?
Me: Btech in eee sir

M1: Which college?
Me: avr and svr

M1: What it means?
Me: Names of our college chairmains

M1: Do you remember subject?
Me: Yes sir little bit

M1: Good tell me abouy switch gear
Me: Answrd

M1: Types of switch gears?
Me: Don't know sir

M1: What is hvdc?
Me: Answerd

M1: What is corona?
Me: Answered

M1: What is a thyristor?
Me: Answered

M1: Where do we use thyristor?
Me: Answerd

M1 Transfed to m2
M2: Have you prepard current affairs?
Me: Yes sir

M2: which famous personality visited India recently
Me: Barack obama sir

M2: Still?
Me : Sir ysterday srilankan prez visited sir

M2: Ok what is his name
Me: Don't know sir

M2: Recent RBI news
Me: Licencees regarding small and payment banks

M2: Still
Me: Monetary policy

M2: Tell me what are changes in this policy
Me: Slr was cut by 25 basis points

L: No wrong. tell me what is previous slr
Me: 22%

L: Then whats is present
Me: 21.5% mam

L: Then it was cut by 50 basis points na
Me: Oh sorry mam i was confused

L: Ok no prblm
M2: Why did they cut slr
Me: To control inflation sir

M2: What is the effect of cutting slr
Me: More money flows into the market

M2: Ok this means inflation is decreasing?
Me: May be sir. i don't know perfectly

M2: what is npa
Me: answered

M2: (to lady) mam u can ask
L: Nothing to ask every thing is covered

M1: Ok hero all the best you may go
Me : Thank you sir i thanked every one and left the room gently

M3: What are the places famous for toys
Me: Kondapalli

M3: only one??
Me: sorry sir i dont remeber

M3 : have heard yettikopaka. wher is it
Me: In costal andhra sir i think

m3: You know nirmal ?
Me: Dont know sir

M3: Its in Telangana. y did u forget Telangana. means u were thinking that we were divided . Whats is the use of Telangana. we have our own andhra???? is it so??
Me: no sir it was not like that. though divided we stay united:)

M3: Don't worry i was joking
Personal Sajetion: total interview was in Telugu
Thank You

ibps clerk interview experience, andhra bank koti

IBPS Clerk Interview Experience Andhra Bank Apex College, Gachibowli Hyderabad

Venue : Andhra Bank Apex College, Gachibowli Hyderabad 
Panel : 5,
Reached venue : 8.20 AM
After 8.30 AM they are allowing inside. document verification was started at 9.00 AM
at the time of document verification they gave white paper and told to write any topic briefly in 10 lines in telugu. document verification done at 9.30 AM
my number was 3 At 9.55 called for interview, Interview done around 7-10min for me. Opened the door and asked for permission. There are 4 members in the panel 3 M+1 F
smilingly i entered, after i entered the room m3 was left the room
m2: plzz come in
me: wished every one, panel offered seat i thanked them...

m2: tell me abt ur education,achievements
me: replied...

m2: asked abt family background...
me: answered

m1: what is datawarehouse mgt?
me: replied little bit... but they were not satisfied

m2: u got 82% in ur MCA then y ur came to this banking?? y not s/w?
me: answererd...

m2: who is the governor of RBI befor raghuramrajan?
me: answered

m1: who is the 14th finance commission chairman??
me: answered

m2: what are the functions of RBI?
me: answered

F: what is nomination
me: answered

m3: enterd asked about core banking?
me: answered

m2: what is DICGC?
me: answered

m2: in which situations DICGC will provide insurance?
me: DICGC will provide insurance for deposts in case of any accidents in banks, they corrected me DICGC will provide insurance for deposits if bank in loss, finally they all r looking each other face...
and said thank u all d best, u can leave now
Me: said thank u smilingly came out of the room...
total panel was friendly... all the best friends..

ibps clerk interview experience andhra bank apex college, gachibowli hyderabad

IBPS Clerk Interview Experience ,Chennai

Documents Verified ..
they gave white paper told to write a topic in Tamil..
Now buzzer!!!!! my turn ,...

M1: Tell me about yourself.
ans:told about my ug,schoolings , residential place,hobbies and interest

M2: you have the certificate of super singer so u r a good singer
Ans:not a singer but i sing well.

M3: so u do gardening , what is green finch?
Ans:sorry sir !!

M2: ok so u have place at the back of your house for gardening , kitchen garden
Ans:yes sir

F1:u have individual house so gardening is easy for u??
Ans: yes mam!!

M1:what is financial inclusion?
answered

F1: who is your favourite carnatic singer at current, present youngsters!!!
ANS:mam, nithyasree is my all time fav and no one else mam.(bcz i dnt no any newers)

M3 : Have you visited any slums?
Ans : i haven't visited any but i have seen the place of slum near by my school, ppl with huts,
m1 interrupted, so u havent visited.
Ans: not so sir,, i have visited once in my school days when i was studying 5th as i was the red cross student.

M2: what is the other name of red cross in school level
Ans:i dont no

M2: u have worked in cognizant!nature of your job!!
Ansered.
ok you may go.. all the best..
Guys any suggestion for this interview please because they dint ask me any questions other than this and no news paper reading
ALL THE BEST

ibps clerk interview experience ,chennai

IBPS Clerk Interview Experience, 16th Feb, UCO Bank, Bhubaneswar, Odisha

Panel – 2 (2nd Half)
There are 5 members in panel (4 male, 1 female)

Me : May I come in Sir !
M1 : Please come in. Have a seat.
M1 – Introduce Yourself.
M1 : Have you qualified in PO ? What’s your mark ?

M2 :What’s your hobby..
Me – Answered.
M2: Tell 3 of your favorite quotes (as it was my hobby to collect quotes)
Me : Answered.
M1, M2, M3 – They each said 2 quotes each and asked me their authors.
Me : Able to answer few of them. Not all.

M2 : 
1. What is Balance of Payment.
2. Why India islagging in exports ?
3. If import is more what is the term we use for that ?
4. Who is your head at BBSR RBI ?
5. India’s largest bank ? HQ ?
6. Who regulates Insurance sector ? 
7. Insurance products sold by bank ?

M3 :
1. Have you ever heard about AMFI ?
2. Who regulates Mutual Funds ?
3. HQ of RBI ? Head’s name ? (I forgot to say Mr
before his name. He got irritated with that)

M4:
1. 1st President of India ?
2. 1st PM of India ?
3. Indira Gandhi’s husband ? (I said Rajiv Gandhi. They all laughed as it was wrong L)
4. Who is missile man of India ?
5. 1st lady CM of Odisha ?
6. Who is CM of Odisha now ? His father’s name ? Why he is called BHUMIPUTRA ?
7. Why Indonesia gave that highest honorary citizenship to him ?
Ok that’s all. It was not so good for me. Atleast not better than my PO interview.
(Good luck everyone :)

ibps clerk interview experience, 16th feb, uco bank, bhubaneswar, odisha

IBPS Clerk Interview Experience, Chandigarh

Panel III
Time 1:00PM
As timing was 1PM so i reached there just on time coz Its so far from my home (250KM).
They call for the document verification one by one and mean time provide a blank white paper to write anything on any topic in 3 languages separately Hindi, English and Punjabi.
Documents which would be needed at time of Verification 
1 X-DMC
2 XII-DMC
3 Provisional Degree/Certificate 
4 Semesters Wise Marksheets 
5 Caste Certificate if applicable 
6 Identity Proof
7 Application Copy
8 Interview Letter
I was 12th in the list of 22 candidates had to wait for a long time Finally my turn Came around 5th PM

Me- May i come in Sir
M- Yes off course, please have a sit 
Me- Thank u

There were 5 members ( 4M and 1F)
M1- So kidaa (Hows you)
Me- Ji changaa tu c dasso( I m Fine u tell)

M1- Tell me about yourself 
Me- Answered 

M1- You had a gap of 1 yr after +2, Why?
Me- Obviously IIT-JEE Sir
( they laughing) Mera dimaag khraab

M1- koi baat ni beta sab k saath ye hi hota h Smiled 
M1- why banking? As expected 

Me- Answered (aan baan shaan, banking hi meri jaan h sir)
M-Smiled

M2: What you have prepared. 
Me- Sir Banking

M2- Ok tell me how many types of A/C s?
Me- sir 2 types Demand and Term

M2- what is Recurring Deposit A/c?
Me- Answered 

M2- Is tax payable on FD?
Me- Sorry sir don't know

M2- ok. Who is Raghuram Rajan? 
Me- 23rd governor of RBI

M2- Earlier he was on which post?
Me- economic advisor to finance minister 

M2- Or us se b phle kahaan the?
Me- Chief Economist in IMF

M3- He was awarded in 2008. Do you know for what he got the award
Me- i was thinking (in 2008?)
Hmmm sir because he predict recession one year prior to the actual in US like recession came in US in 2008 but he predicted the same in 2007

M3 interrupted in between
You are a b.sc graduate and you have all subjects Physics Chemistry Maths Choose one of them i will ask questions from you
Me-- Sir Physics ( Politely) 

M3-What?
Me- Sir Physics (little loud)

M3- What is p-n junction? 
Tell me about Resonance. 
Law of Inertia? etc etc etc
Me- Answered at my best

Now the little lady taking charge (She was under age of 30)
F- Ok You are a music lover ( as i mentioned in that white paper)
Ok do you sing as well?
Me- Mam a little bit

F-So would you like to sing a song for us?
Me-here?

F-yes kyu kya hua
Me- ok mam i will
So i sung that sonu nigam song from movie Agneepath 
All praises.. OK thats all mahesh. Best of luck You can go now
Thank you Sir

That's the interview which had lasted for almost 10-12 minutes 
Lets see what would be the result Hope for the best
Best of luck to all who will have their interviews

ibps clerk interview experience, chandigarh

IBPS Clerk IV Interview Experience 12th Feb, Noida sector -62

Graduation-B.tech(ECE)
I reached the venue at 11:30 and entry was started at 12 p.m. After document verification, they give us separate room. My turn comes at 2:30 p.m. I entered the room.


Me- may i come in please?
F1- yes come in.

Me-i wished them good afternoon and they offer me the seat.
F1- apne baare me btao.
Me- i replied.

M1- As your sister is a po in dena bank, did she train you about banking?
Me- yes sir, she give me basic knowledge of banking like CASA, credit card,
debit card, etc...

M1- What is CASA.?
Me- CASA is helpful in the development of banks..it increase its profits.

M2- What is KYC?
Me- i replied.

M2- If a person does not have anything except pan card, will we open his account?
Me- no sir, as pan card pe address nhi hota.

M1- your strength and weakness?
me- i replied.

M3- What is BMB, its HQ?
me- i replied

M3- use of BMB?
me- i replied

M1-meaning of ur name, did u know Sachin tendulkar? Full form of ICC, Sachin ko kya
mila hua h?
me- i replied

F1- Banks economic development me kaise help krta h?
me- banks assept deposits, give loans to companies, companies will set up
branches, employment badhega, so poverty km hogi, so country ka development hoga.

M1- good.
F1- ok...you can leave now.

M1- All d best to u...hame acha lga aapse baat kr ke...
ibps clerk iv interview experience 12th feb, noida sector -62

IBPS Clerk IV Interview Experience, 12 Feb Lucknow

Panel: VIII
After Document verification i entered the interview room.
Ma'am asked me to sit.
me: thanku.

M1- 10th , 12th, graduation percentage, ibps roll no.
me- replied

M2- Your hobbies
me- Teaching

All shocked to hear this, and i knew here i can impress them..
M3- how its hobby?
Me- replied

M1- who launched bachpan bachao andolan ?
me- replied

M1- what he won, with whom he won ?
me- replied all

M4- If U get rural posting ,will u go
me: replied, they satisfied with my answer, they smiled

M5- Asked me how I teach, about my father.
me: replied

then at last M3 said, u hav gud speaking quality, why don't you join AAP(politics) it will suit u , they will b happy to get u..(beacouse my name is shazia ) :P

Rest all went good..They wish me good luck...
me- Have a nice day !!

I enjoyed my interview..!!
I came out with smile..
ibps clerk IV interview experience, 12 feb lucknow

IBPS Clerk IV Interview Experience 11 feb, Bangalore, Corporation Staff Training Center

Here is my IBPS IV CLERK INTERVIEW EXPERIENCE 1st day but not 1st show..i mean it was at 1 PM in Bangalore, Corporation staff training center...It went like a 100 mt race..only around 5-6 min They allowed us at 12:30pm for verification.
At same time they given a white paper to all of us to write a paragraph in kannada. They gave us 3 topics out of those we have to select one. I have selected " My favourite Cricket player" topic.
By 2 :00 verification completed,but they panel called me at 4:30 PM.
M1,M2,M3,M4(Lady)

M4: so you know Kannada how to write and read also?.
me: yes madam, as my mother's native is KK i know kannada from my childhood itself..

M4: good, will u read a paragraph for us (giving news paper to me)
Me : i read it, with little bit mistakes.

M3: you have to improve it.
me : sure sir,

M1: every one likes Sachin, why you fav player is UV?
me: Sachin is god father of cricket...but UV is good in evry aspect like batting, bowling,fielding,even captainship also...
M1: good

M2: don't you have placements in your clz??
me: Were there..sir but i don't have interest in IT,that's why i didn't attempted..

M2: than why did you joined in b.tech??
me: sir, in my +2 i was curious to know about Engg physics that's y joined.

M1: Do you know about SHG? what is it?
me: explained,but not much clearly

M4: What is GO GREEN,have you heard about it
me : explained.
M4: good..

M2: apart from interests from where banks will get large incomes??
Me : Being intermediates b/w customers and company accepting/paying bills.

M2: it is very less ri8?? tell me any other
Me : Seeling insurance policies...

M2: Yes good,any other?
me: Investing in mutual funds?/

M2: mutual funds?? are you sure??
i was thinking...

M4: who is the CM of TAMILNADU?
me : Said spontaneously...
M4: oh...very active....

M2: Asked a question about finance which is first time i am listening
Me: Sorry sir i don't know.

M1: Do you know about inflation? than tell me who effected by it most?
Me : here i committed mistake..i said banks..

M1: banks??? 
Me: started thinking...

M4 : k tell me from which coaching centre form you are?
Me: i have prepared in my home itself,i didn't took any coaching.
M4: good

M2: tell me who is rbi governor and depty governors?
Me : listed correctly.

M3: k Kishore All the best,take chocolates and have a nice day
Me : Thank you every one sirs and madam.have a good day to u..
My suggestions:The 1st thing is be confident and with a smiley face it covers 30% of your interview correctly, If you have applied for any other states be ready for reading and writing,they are asking this for everyone, Don't try to exaggerating your self , they will shoot at correct points... All the best.
ibps clerk iv interview experience 11 feb,  bangalore, corporation staff training center