Dear Readers,
We has shared some Memory Based Questions from last week SBI PO Prelims exam. It might be possible that some facts and figures might be different from the real exam.
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Prelims,
SBI PO 2015
English Quiz For Upcoming Exam 2015
Directions (Q. 1-10): Read the passage carefully and answer the questions given below it. Certain words/ phrases are given in bold to help you locate them while answering some of the questions.
The RBI orders a moratorium when a bank’s financial stability is threatened. Depositors face some restrictions on withdrawing money from their accounts during this period. Currently the restriction is confined to premature withdrawal of FDs in case of Kapol Bank. Customers can still withdraw money from their savings and current accounts. However, the Banking Regulation Act has provisions for relief to customers facing a financial emergency. “Banks’ administrative board can approach the RBI with a plea for relaxing the withdrawal limits in case of account holders such as those who have saved or deposited money for their medical treatment or educational purpose and pensioners,” says VN Kulkarni, chief credit counsellor with the Bank of India-backed Abhay Credit Counselling Centre.
Since one cannot do much after the bank gets into trouble or the RBI comes into the picture, it would be wise to take some precautions. “Depositors need to be selective not only in choosing the bank, but also in depositing the amount using different combinations,” says Kulkarni. For instance, you can maintain the first deposit in your name, held jointly with your spouse or children. Similarly, the second joint FD could be created with your wife as the first holder. This will help you benefit from the deposit insurance cover extended to retail depositors.
Currently, deposits are insured up to `1 lakh per bank, and not per branch of the same bank. You can also look at maintaining FDs in more than one bank to spread out the risk.
However, this may not be feasible for some individuals. For instance, a retiree who wishes to invest her huge retirement corpus in FDs. “It is not feasible to split a huge amount of, say, `50 lakh into 50 deposits with different banks. Senior citizens have to strike a balance between convenience, risks and higher returns that some of the smaller banks offer,” says Suresh Sadagopan, certified financial planner and founder, Ladder7 Financial Advisories. He recommends diversification by investing in fixedincome options like company FDs, non-convertible debentures (NCDs) as also more secure alternatives such as tax-free bonds and senior citizens savings scheme, which offers an interest rate of 9.2 % . You must also evaluate the bank’s credentials carefully before parking your money in it. “While selecting the bank, you need to ascertain its gross NPAs. It should be not higher than 5%. Similarly, ensure that your bank has adequate capital as prescribed by the regulators,” says Kulkarni. “That is, minimum 9% of risk-weighted assets, and at least 12%, in case of cooperative banks.” You will find this information in the balance sheets of banks.
1. What is the effect of a moratorium on a bank?
(A) Only senior citizens are allowed partial withdrawal of maturity amount for their medical treatment.
(B) Maturity amount is paid in instalments rather than in one lump sum.
(C) Certain restrictions are imposed on withdrawal of money from bank account.
1) Only (A)
2) Only (B)
3) Only (C)
4) Only (A) and (B)
5) All (A), (B) and (C)
2. Which of the following statements is based on the provisions related to bank deposits?
(A) Every branch of a bank allows insurance covers on deposits upto `1 lakh.
(B) FD can be maintained in more than one bank to spread out the risk with the exception of retirees
wishing to invest a very huge amount in FDs.
(C) Senior citizens are allowed extra risk cover and high returns on their fixed deposits.
1) Only (A)
2) Only (B)
3) Only (C)
4) Only (A) and (B)
5) Only (B) and (C)
3. Which of the following is not definitely true with respect to Kapol Bank?
1) It is a private sector bank.
2) At present, premature withdrawal of FD cannot be allowed.
3) Customers of this bank have been allowed withdrawal of money from their CASA.
4) There are no restrictions on withdrawal except of premature fixed deposits.
5) None of these
4. What care should be taken before depositing money with a bank? Answer in the context of the given passage.
(A) The NPA of the concerned bank is not higher than five per cent.
(B) The bank has adequate capital as per the provisions for the bank.
(C) There is a minimum 9% of risk-weighted assets (if the bank is other than a cooperative bank).
1) Only (A) and (B)
2) Only (B) and (C)
3) Only (A) and (C)
4) Only (C)
5) All (A), (B) and (C)
5. Find the statement which is not based on the facts mentioned in the passage.
1) Under certain circumstances, account holders facing financial emergency can be allowed
withdrawal of money beyond withdrawal limit as per the provisions laid down in the Banking
Regulation Act.
2) When the bank gets into trouble it is better for a depositor to be selective in both choosing the bank
and deposit ing the amount using different combinations.
3) When the financial stability of a bank is at stake the central bank orders a moratorium.
4) The central bank has ordered a moratorium on Kapol Bank.
5) None of these
Directions (Q. 6-8): Choose the word which is most similar in meaning to the word printed in bold as used in the passage.
6. Parking
1) removing
2) depositing
3) stopping
4) walking
5) strolling
7. Picture
1) scene
2) mainstream
3) portrait
4) role
5) forefront
8. Diversification
1) variegation
2) homogenous
3) allocation
4) division
5) accumulation
Directions (Q. 9-10): Choose the word/group of words which is most opposite in meaning of the word/group of words printed in bold as used in the passage.
9. Threatened
1) warned
2) jeopardised
3) ensured
4) exposed
5) vulnerable
10. Strike
1) maintain
2) hit
3) knock
4) lose
5) smack
Answer:-
Answer:-
Q. 1 (3) | Q. 2 (2) | Q. 3 (1) | Q. 4 (5) | Q. 5 (2) |
Q. 6 (2) | Q. 7 (1) | Q. 8 (1) | Q. 9 (3) | Q. 10 (4) |
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English Quiz,
Prelims
Reasoning Quiz For SBI PO Prelims
Directions (Q. 1-5): In these questions, a relationship between different elements is shown in the
statement(s). The statement(s) is/are followed by two conclusions. Give answer
1) if only conclusion I is true.
2) if only conclusion II is true.
3) if either conclusion I or II is true.
4) if neither conclusion I nor II is true.
5) if both conclusions I and II are true.
1. Statements: K < N = O, P > W < K
Conclusions: I. P > N
II. O > W
2. Statements: C = P, G < C, N > G
Conclusions: I. N > C
II. P = N
3. Statements: I > N >= T, E < R = T
Conclusions: I. I > R
II. E <= N
4. Statement: V < Q = A > W = Z > P
Conclusions: I. Q >= Z
II. V < P
5. Statement: Z >= X < Y > M > N
Conclusions: I. N < Y
II. Z >= M
Directions (Q. 5-10): Study the following information carefully and answer the given questions.
J, H, N, P and F are five scientists involved in an international research project and hold a meeting in New York. There are certain limitations on their language skills. Scientists J knows only Italian and European. H is good at Italian and English. N likes to speak English and European languages. P knows Chinese and Italian. F likes to speak the three languages other than Italian.
6. Who among the following cannot converse without an interpreter?
1) J, H
2) N, P
3) F, N
4) P, F
5) None of these
7. Which of the following languages was used the least in the meeting?
1) Chinese
2) Italian
3) English
4) European
5) Can’t be determined
8. Besides F, who among the following can converse with P without an interpreter?
1) Only H and N
2) Only N
3) Only J and H
4) Only H
5) None of these
9. Who among the following speak Italian?
1) J, F, N
2) H, N, F
3) J, P, F
4) P, H, J
5) None of these
10. How many scientists know Chinese?
1) Two
2) Three
3) Four
4) Can’t be determined
5) None of these
Answer:-
1. (2); Given statements: K < N = O ... (i)
P > W < K ... (ii)
Combining these statements, we get
Again, W < O or O > W is true. Hence, conclusion II is true.
2. (4); Given statements: C = P ... (i)
G < C ... (ii)
N > G ... (iii)
Combining these statements, we have
Hence, neither conclusion I nor II is true.
3. (1); Given statements: I > N >= T ... (i)
E < R = T ... (ii)
Combining these statements, we have
Again, E < N. Thus, (E <= N) is not true. Hence, conclusion II is not true.
4. (4); Given statements:
Again, Q > Z is true. Hence, conclusion I (Q >= Z) is not true.
5. (1); Given statement:
(Z >= M) is not true. Hence conclusion II is not true.
But Y > N or N < Y is true. Hence, conclusion I is true.
Given Statement:-
7. (1)
8. (3)
9. (4)
10. (1)
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Prelims,
Reasoning Quiz
Practice Paper for SBI PO Prelims Exam 2015
Dear Readers,
We are providing Practice paper for SB PO Preliminary Exam 2015 which we hope will be helpful for the exam. Hope you all like the post!
CLICK HERE SBI PRELIMINARY EXAM 2015 7CLICK HERE SBI PRELIMINARY EXAM 2015 6
CLICK HERE SBI PRELIMINARY EXAM 2015 5
CLICK HERE SBI PRELIMINARY EXAM 2015 4
CLICK HERE SBI PRELIMINARY EXAM 2015 2
CLICK HERE SBI PRELIMINARY EXAM 2015 1
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SBI PO 2015
Quant Quiz
1. A student goes to school at a speed of 6 kmph and returns home at a speed of 4.5 kmph. If he takes 10.5 hours in all, then how far is the school from his home?
1) 18 km
2) 21 km
3) 24 km
4) 27 km
5) 36 km
2. In how many different ways can the letters of the word LIGHT be rearranged?
1) 36
2) 120
3) 35
4) 119
5) None of these
3. When 134 is substracted from a number it is reduced to 7/9 of its value. What is the number?
1) 621
2) 603
3) 585
4) 567
5) 549
4. If the length of a rectangle is increased by 24% and its breadth is decreased by 10%, then by what per cent will the area of the rectangle be increased/decreased?
1) 9.8%
2) 11.6%
3) 12.4%
4) 14%
5) 16%
5. A brick measures 25 cm by 15 cm by 5 cm. How many bricks will be required to make 40m long, 1.5m high and 1m thick wall?
1) 32000
2) 36000
3) 40000
4) 42000
5) 48000
6. How many spheres of diameter 2 cm can be made by melting a metallic cylinder whose height is 35 cm and radius 8 cm?
1) 1248
2) 1420
3) 1680
4) 1792
5) 1812
7. In the following number series, one number is wrong. Find out that number.
14, 15, 34, 116, 460, 2325
1) 15
2) 34
3) 116
4) 460
5) 2325
8. The average age of six students of a class was 17.5 years. When one student left the class the average age became 16 years. What is the age of the student who left the class?
1) 15 years
2) 20 years
3) 24 years
4) 25 years
5) None of these
9. ` 41517 is to be distributed amongst A, B and C in the ratio of 3 : 7 : 11. What is the share of B?
1) ` 5931
2) ` 9885
3) ` 13839
4) ` 17793
5) None of these
10. A dealer sold a DVD player at a loss of 7%. Had he sold it for ` 234 more, he would have gained 11%. For what value should he sell it in order to gain 16%?
1) ` 1484
2) ` 1508
3) ` 1248
4) ` 1300
5) ` 1624
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Prelims,
Quant Quiz
Practice Paper for SBI PO Prelims Exam 2015
Dear Readers,
We are providing Practice paper for SB PO Preliminary Exam 2015 which we hope will be helpful for the exam. Hope you all like the post!
CLICK HERE SBI PRELIMINARY EXAM 2015 6CLICK HERE SBI PRELIMINARY EXAM 2015 5
CLICK HERE SBI PRELIMINARY EXAM 2015 4
CLICK HERE SBI PRELIMINARY EXAM 2015 2
CLICK HERE SBI PRELIMINARY EXAM 2015 1
Labels:
Practices Paper,
Prelims,
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SBI PO 2015
Practice Paper for SBI PO Prelims Exam 2015
Dear Readers,
We are providing Practice paper for SB PO Preliminary Exam 2015 which we hope will be helpful for the exam. Hope you all like the post!
CLICK HERE SBI PRELIMINARY EXAM 2015 5CLICK HERE SBI PRELIMINARY EXAM 2015 4
CLICK HERE SBI PRELIMINARY EXAM 2015 2
CLICK HERE SBI PRELIMINARY EXAM 2015 1
Labels:
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SBI PO 2015
English Quiz For Upcoming Exam
Directions (Q. 1-10): In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.
Rapidly growing cities in India have increased the demand for natural resources and (1) public services, including water supply. But (2) existing infrastructure is outdated and in desperate need of repair, where, according to the World Bank, about half the water supplied for domestic consumption is lost (3) internal leakages or theft. Other issues such as intermittent water supply (4) lack of water metering and, more importantly, loss of water (5) from unmetered supply, often (6) as free supply, are increasing. There is thus a growing need to (7) safe water on a continuous basis for all as a human right. (8) over 90 per cent of urban households in India have (9) to water supply services, this access is often not equal, not (10) and not safe.
1.
1) primary
2) basic
3) useful
4) natural
5) fundamental
2.
1) again
2) when
3) non-
4) an
5) the
3.
1) after
2) through
3) in
4) with
5) by
4.
1) without
2) against
3) and
4) with
5) for
5.
1) arising
2) coming
3) generating
4) causing
5) created
6.
1) taken
2) declared
3) given
4) known
5) camouflaged
7.
1) channelise
2) avail
3) bring
4) provide
5) manage
8.
1) But
2) Why
3) Whilst
4) When
5) Then
9.
1) knowledge
2) problem
3) access
4) reach
5) excess
10.
1) sustainable
2) confirmed
3) supported
4) assisted
5) granted
| Q. 1 (2) | Q. 2 (5) | Q. 3 (2) | Q. 4 (4) | Q. 5 (1) |
| Q. 6 (5) | Q. 7 (4) | Q. 8 (3) | Q. 9 (3) | Q. 10 (1) |
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English Quiz,
Medium Level,
Prelims
Practice Paper : SBI Preliminary Exam 2015
Labels:
Practices Paper,
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SBI PO 2015
English Quiz - SBI Prelims
Directions (Q. 1-10): In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.
Last April, the Allahabad High Court allowed the farmers’ writ pleas and (1) the project. It (2) that farmers who had received (3) for their land should either return the money and take back the land or willingly hand it over for the project. Around 140 farmers did not accept compensation. Those who did are in no condition to repay the amount, causing an (4) which the administration is (5) to break. After the (6) violence, the (7) have been peaceful, but the farmers complain they are being (8) by local (9) and officials to give up their land and (10) the protests.
1.
1) enquired
2) stalled
3) interrogated
4) inspected
5) checked
2.
1) framed
2) prayed
3) rebuked
4) stipulated
5) questioned
3.
1) fee
2) compensation
3) benefit
4) profit
5) premium
4.
1) importance
2) end
3) agreement
4) interest
5) impasse
5.
1) struggling
2) attacking
3) tackling
4) prohibiting
5) labouring
6.
1) final
2) initial
3) late
4) leading
5) starting
7.
1) gossip
2) condition
3) protests
4) riot
5) turmoil
8.
1) helped
2) rescued
3) intimidated
4) praised
5) protected
9.
1) hawkers
2) workers
3) goons
4) friends
5) person
10.
1) forbid
2) prohibit
3) check
4) enforce
5) discontinue
Answer:-
Answer:-
| Q. 1 (2) | Q. 2 (4) | Q. 3 (2) | Q. 4 (5) | Q. 5 (1) |
| Q. 6 (2) | Q. 7 (3) | Q. 8 (3) | Q. 9 (3) | Q. 10 (5) |
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Prelims
Reasoning Quiz - SBI Prelims
1. In a certain code language MAINE is written as GPHCO. How is GRANT written in that code language?
1) VPZSH
2) VPZTI
3) VPBTI
4) PVZTI
5) None of these
2. How many such pairs of letters are there in the word APPROPRIATE each of which has as many letters between them in the word as in the English alphabet?
1) One
2) Two
3) Three
4) Four
5) More than four
3. How many meaningful English words can be formed using the first, third, seventh and eighth letter of the meaningless word LAMBASTE, using each letter only once in each word?
1) None
2) One
3) Two
4) Three
5) None of these
4. Four of the following five are alike in a certain way and hence form a group. Which is the one that does not belong to that group?
1) 89
2) 69
3) 79
4) 49
5) 59
5. If the letters of the word "INCREMENT" are arranged in the English alphabetical order, the position of how many letters will remain unchanged?
1) None
2) One
3) Two
4) Three
5) None of these
6. In a column of twenty two students, Q is fourth after P from the front and P is 18th from the back. What is the position of Q from the front?
1) Eighth
2) Tenth
3) Ninth
4) Data inadequate
5) None of these
Directions (Q. 7-11): Study the following arrangement carefully and answer the questions given below:
4 9 4 9 2 3 2 1 5 7 9 3 5 8 5 2 5 6 1 8 5 9 7 2 6 2 4 2 5 8 3 1 6 2 4
7. Which of the following is seventh to the left of the twenty second digit from the left end of the above arrangement?
1) 9
2) 1
3) 6
4) 5
5) None of these
8. How many such 2’s are there in the above arrangement each of which is immediately preceded by a perfect square?
1) None
2) One
3) Two
4) Three
5) None of these
9. If all the odd digits are deleted from the above arrangement, which of the following will be tenth from the left end of the arrangement?
1) 6
2) 2
3) 4
4) 8
5) None of these
10. How many such 5’s are there in the above arrangement each of which is immediately preceded by an odd number and followed by an even number?
1) None
2) Three
3) One
4) Two
5) None of these
Answer:-
1. (2);
2. (5);
3. (2); First letter --> L
Third letter --> M
Seventh letter --> T
Eighth letter -> E
The meaningful English word is MELT.
4. (4); Only 49 is a perfect square.
5. (2);
6. (3); P is 18th from the back.
The position of Q from the back is 18 – 4 = 14th
Hence, the position of Q from the front is (22 – 14 + 1 =) 9th
7. (4); 7th to the left of the 22nd digit from the left is (22 – 7 =) 15th from the left end, ie 5.
8. (3); 9 2, 4 2
9. (1); The new series is 4 4 2 2 8 2 6 8 2 6 2 4 2 8 6 2 4. So, the tenth digit from the left end is 6.
10. (3); 3 5 8
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Reasoning Quiz Set 1
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Prelims,
Reasoning Quiz
