General Knowledge Quiz For SSC Exam 2015

Q 1. Thinner particles responsible for deteriorating the air-quality resulting in the damage of vital body organs are referred as PM

A) 15.5

B) 10.5

C) 2.5 

D) 20.5

Q 2. What is ‘Milindapanho’ ? 

A) A Buddhist place

B) One of the names of Buddha

C) A Buddhist Specimen of Art

D) A Buddhist text

Q 3. Of the following, in which did Napoleonic France suffer final defeat?

A) Battle of Trafalgar 

B) Battle of Wagram

C) Battle of Pyramids 

D) Battle of Austerlitz

Q 4. An example of protein which acts as a hormone is 

A) Trypsin 

B) Oxytocin

C) Keratin 

D) Casein

Q 5. The fat of a common mussel secretes a sticky glue that can be used to make heart implants. The unique chemical compound present in the glue is

A) Amino phenyl alanine

B) Hydroxy phenyl alanine

C) Phenyl alanine

D) Dihydroxy phenyl alanine

Q 6. Tick the correct option of GDP (Gross Domestic Product) contributed by service sector in the past

A) During 2000–01 (GDP–65.54%)

B) During 1980–81 (GDP–50.00%)

C) During 1950–51 (GDP–34.63%)

D) During 2011–12 (GDP–57.00%)

Q 7. Which was the first super computer purchased by India for medium range weather forecasting?

A) Cray XMP–14 

B) Medha–930

C) CDC Cyber 930–11 

D) Param

Q 8. The study of population is called

A) Cartography 

B) Anthropology

C) Demography 

D) Biography

Q 9. Well preferred tree fossil supposed to be from Jurasic Age in India is reported from

A) Pithauragarh 

B) Chhattisgarh

C) Ramgarh 

D) Bahadurgarh

Q 10. The primary producer in an ecosystem are

A) Women 

B) Men

C) Plants 

D) Bacteria

Answer:-

Q. 1 (C)	Q. 2 (D)	Q. 3 (A)	Q. 4 (B)	Q. 5 (D)
Q. 6 (D)	Q. 7 (A)	Q. 8 (C)	Q. 9 (B)	Q. 10 (C)

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General Knowledge Quiz For SSC Exam

Q 1. Which of the following metals is used in Space Crafts to withstand high temperatures ?

A) Fe 

B) Ti

C) Ni 

D) Pb

Q 2. Overuse of resource is called “Tragedy of Commons”. It was propounded by

A) Garett Hardin 

B) Seligman

C) Adolph Wagner 

D) AP Lemier

Q 3. “National Youth Day” is marked on

A) January 15 

B) January 9

C) January 18 

D) January 12

Q 4. The highest altitude (4411 metres above sea level) is of

A) Daocheng Yading Airport

B) Heathrow Airport

C) Kathmandu Airport

D) Bangda Airport

Q 5. Which of the following is protected under Wildlife (Protection) Act, 1972?

A) Porcupine 

B) Gerbil

C) Bandicoot rat 

D) Squirrel

Q 6. Brass gets discoloured in air due to constant exposure in presence of

A) Aluminium phosphide

B) Hydrogen sulphide

C) Hydrogenated wafers

D) Aluminium sulphide

Q 7. A NOT gate can be implemented by

A) a single diode 

B) two diodes

C) a single resistor

D) a single transistor

Q 8. Article 1 of the Indian Constitution declares “India that is Bharat” is a

A) Union of States

B) Federal State with Unitary features

C) Unitary State with federal features

D) Federal State

Q 9. Plantation of trees on a large scale to check soil erosion are called

A) Shelter belts 

B) Contour ploughing

C) Strip cropping 

D) Afforestation

Q 10. Persistence of vision is the Principle behind

A) Binocular 

B) Cinema

C) Periscope 

D) Camera

Answer :-

Q. 1 (B)	Q. 2 (A)	Q. 3 (D)	Q. 4 (A)	Q. 5 (A)
Q. 6 (B)	Q. 7 (D)	Q. 8 (A)	Q. 9 (D)	Q. 10 (B)

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Idioms,Their Meanings And Examples For SSC Exam

1. Acid Test:

Meaning - Acid test proves the effectiveness of something.

Example - I practiced hard at the dance sessions but the acid test will come when the master will assess our solo performances.

2. Cut the ground from under feet :

Meaning - When you cut the ground from under someone's feet, you do something which weakens their position.

Example - When team India hit more than 350 runs in the ODI, they cut the ground from under the opponent's feet.

3. Chase your tail:

Meaning - Spending a lot of time and energy doing a lot of things but actually achieving too little.

Example - He's been chasing his tail all week collecting data but the report is still not ready

4. Whole bag of tricks -

Meaning - Means trying all the clever means to achieve something.

Example - It was really difficult to find the information even after applying the whole bag of tricks.

5. Deliver the goods -

Meaning - Do what is expected or promised.

Example - I have given my car to a new mechanic for repair, hope he delivers the goods.

6. Fine-tooth comb -

Meaning - Examining something carefully to not miss out any details.

Example - The boss examined my report with a fine tooth comb before submitting it to the senior management.

7. Explore all avenues

Meaning - Trying out every possibility to get a result.

Example - It is a difficult thing to do but if we really want it done, we must explore all avenues.

8. Fast track something -

Meaning - Rating something higher on your priority list to achieve the desired result.

Example - In view of the seriousness of the crime, the civil society is pressing up on a fast track decision from the court.

9 . Get ducks in a row -

Meaning - Getting your things well organized.

Example - To ensure a successful product launch, we must get our ducks in a row.

10. Get the show on the road -

Meaning - Putting up a plan or idea into action.

Example - Now that we have completed all the legal formalities, let's get the show on the road.

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SSC CGL 2013 Revised Result Out

Good Morning Readers,

Staff Selection Commission (SSC) has released the revised result for SSC CGL 2013. The result of CGL 2013 was declared on 12th March, 2015 night. Soon after the declaration of the result, the Commission discovered some discrepancies because of system error.

So, the wait is over and the final result is out. 

Click Here to View the Result

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SSC CGL Tier II Admit Cards Out

Dear candidates,

Staff Selection Commission has activated the link to download the Admit Cards for SSC CGL - Tier II exam 2014 for Eastern, Southern and MP Regions. The exam will be held on 11 April 2015 and 12 April 2015.

Click Here to View Admit Cards for Eastern Region

Click Here to View Admit Cards for MP Region 

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SSC CGL 2013 - Final Result Declared

Hello Readers,

Staff Selection Commission finally announced the much awaited CGL 2013 result.



Click here to View the Result.

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SSC CGL 2014 Tier 2 Postponed

Hello Readers ,

Candidates may refer to the Notice of the Combined Graduate Level Examination, 2014 published in the Employment New/Rozgar Samachar dated 18-24 January, 2014 and the tentative schedule of examination for 2015 (available on Commission’s website www.ssc.nic.in).

The Combined Graduate Level (Tier-II) Examination, 2014 which is scheduled to be held on 24th and 25th January, 2015 has been postponed. The revised dates will be announced shortly.

So wait for the next Surprise notice from SSC for the new dates

Click here to view Complete Notice

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SSC CGL 2014 - Re Exam Admit Card

Hello Readers ,

While Everyone was waiting for the Result SSC has generated Admit Cards for taking Re-Exam of few centres of CGL2014 in Northern Region , Check out with your Roll no. to see if you have to give your exam again or not.

Click here to see your Admit Card

Best of Luck..!!

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Computer Question Answer for SBI Clerk 2014

Computer Awareness questions are very common in Bank PO Exams, we are presenting another series based on the previous questions asked in various bank PO Exams.

1.For crating  a document,  you use command at File Menu.

(a) Open                                           

(b) Close

(c) New                                             

(d) Save

(e) None of these

2.Programs from the same developer, sold bundled together, that provide better  integration and share common features, toolbars and menus are known as

(a) software suites                            

(b) integrated software packages

(c) software processing packages    

(d) personal information managers

(e) None of the above

3.A data warehouse is which of the following?

(a) Can be updated by the end users          

(b) Contains numerous naming conventions and formats

(c) Organised around important subject areas              

(d) Contains only current data

(e) None of the above

4.These servers  store and manages files for network users

(a) Authentication          

(b) Main

(c) Web              

(d) File

(e) None of these

5.All of the following are examples of real security and privacy risks except

(a) hackers      

(b) spam

(c) viruses          

(d) identify theft

(e) None of these

6.These terminals(formerly known as cash registers are often connected to complex inventory and sales computer systems

(a) Data    

(b) sales

(c) Query       

(d) Point-of-sale(POS)

(e) None of the above

7.The OSI model is divided into how many processes called layers?

(a) five   

(b) six

(c) seven       

(d) eight

(e) None of these

8.It is the set of programs that enables your computer’s hardware devices and application software to work together

(a) management   

(b) processing

(c) utility     

(d) System Software

(e) None of these

9.These are specially designed computer chips reside inside other devices, such as your car or your electronic thermostat

(a) Servers

(b) Embedded computers

(c) Robotic computers    

(d) Mainframes

(e) None of the above

10.The following are all computing devices, except

(a) notebook computers

(b) cellular telephones

(c) digital scanners    

(d) personal digital assistants

(e) None of the above

ANSWER:

1.(c)                           2.(a)                     3.(c)                          4.(d)                  5.(b)         

6.(b)                           7.(c)                     8.(d)                         9.(b)                 10.(c)

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All About FIFA World Cup 2014

FIFA World Cup 2014 being held at Brazil concluded on 13 July 2014 with Germany winning the coveted title for the fourth time. We hereby present brief information containing facts and stats about this World Cup.

• It was the second time that Brazil hosted the FIFA World Cup, the first being in 1950.
• The World Cup matches were held in 12 cities across Brazil. 32 teams divided in eight groups (A, B, C, D, E, F, G and H) took part in the tournament. Bosnia and Herzegovina was the only team with no previous World Cup experience. It took part in a FIFA World Cup for the first time.
• It was the first time (since the first World Cup of 1930) that all world champion teams– Argentina, Brazil, England, France, Germany, Italy, Spain and Uruguay – qualified for this competition.
• Germany won its fourth FIFA World Cup title, the other title winning years being 1954, 1974 and 1990.
• Germany’s title win marked the first time that teams from the same continent (Europe) had won three successive World Cups (following Italy in 2006 and Spain in 2010). It was also the first time that a European team won the World Cup being hosted in a South American country.
• The first goal of this World Cup was a self-goal scored by Brazil’s Marcelo against Croatia on 12 June 2014. The last goal of this World Cup was scored by Germany’s Mario Götze against Argentina in the final on 13 July 2014.
• It was for the first time that two teams from Africa (Algeria and Nigeria) reached the last-16 stage of FIFA World Cup.
• Germany qualified for the final for the eighth time with a 7–1 win over Brazil, the biggest defeat in Brazilian history since 1920.
• Overall, Brazil conceded 14 goals in the tournament; this was the most by a team at any single World Cup since 1986, and the most by a host nation in history.
• Germany scored 18 goals in the tournament, the highest in this World Cup by any team.
• Two hat-tricks were scored in this World Cup. The first was scored by Thomas Müller for Germany against Portugal. The second was scored by Xherdan Shaqiri for Switzerland against Honduras.
• It was the first time that the goal-line technology was used in a FIFA World Cup. The first country to get benefit of goal-line technology was France, which was awarded a goal through the help of this technology on 15 June 2014 against Honduras.
• Germany set a world cup record with four consecutive semi-final appearances.
• Miroslav Klose (Germany) became the highest goal-scorer in FIFA World Cups when he scored the second goal for his country against hosts Brazil in the first semi-final on 8 July 2014. His goal tally of 16 eclipsed Ronaldo’s (Brazil) tally of 15 World Cup goals.
• Miroslav Klose (Germany) also became the first player to appear in four World Cup semi-finals.
• James Rodriguez (Colombia) finished as the highest goal scorer of FIFA World Cup 2014 with 6 goals. He was awarded the coveted ‘Golden Boot’ awarded. He was followed by Thomas Muller of Germany (5 goals) and Lionel Messi, Neymar and Robin van Persie (4 goals each)
• FIFA ‘Fair Play Trophy’ was awarded to Colombia
• Lionel Messi (Argentina) was adjudged as the best player of the tournament and was awarded the ‘Golden Ball’ trophy.
• Manuel Neuer (Germany) was adjudged as the best goalkeeper the tournament and was awarded the ‘Golden Glove’ trophy.

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Padma Awards Full List of year 2014

Following is the list of the 128 awardees of Padma Vibhushan, Padma Bhushan and Padma Shri which were announced on 25 January 2014 on the eve of the 65th Republic day. It includes 2 Padma Vibhushan awardees, 25 Padma Bhushan awardees and 101 Padma Shri awardees.

Padma Vibhushan Awardees (2)

1. Dr Raghunath A Mashelkar, Science and Engineering, Maharashtra
2. B K S Iyengar, Yoga, Maharashtra

Padma Bhushan Awardees (25)

1. Gulam Mohammed Sheikh, Art-Painting, Gujarat
2. Begum Parveen Sultana, Art-Classical Singing, Maharashtra
3. T H Vinayakram, Art-Ghatam Artist, Tamil Nadu
4. Kamala Haasan, Art-Cinema, Tamil Nadu
5. Justice Dalveer Bhandari, Public Affairs, Delhi
6. Prof Padmanabhan Balaram, Science and Engineering, Karnataka
7. Prof Jyeshtharaj Joshi, Science and Engineering, Maharashtra
8. Dr Madappa Mahadevappa, Science and Engineering, Karnataka
9. Dr Thirumalachari Ramasami, Science and Engineering, Delhi
10. Dr Vinod Prakash Sharma, Science and Engineering, Delhi
11. Dr Radhakrishnan Koppillil, Science and Engineering, Karnataka
12. Dr Mrityunjay Athreya, Literature and Education, Delhi
13. Anita Desai, Literature and Education, Delhi
14. Dr Dhirubhai Thaker, Literature and Education, Gujarat
15. Vairamuthu Ramasamy Thevar, Literature and Education, Tamil Nadu
16. Ruskin Bond, Literature and Education, Uttarakhand
17. Pullela Gopichand, Sports-Badminton, Andhra Pradesh
18. Leander Paes, Sports-Tennis, Maharashtra
19. Vijayendra Nath Kaul, Civil Service, Delhi
20. Late Justice Jagdish Sharan Verma, Public Affairs, Uttar Pradesh
21. Late Dr Anumolu Ramakrishna, Science and Engineering, Andhra Pradesh
22. Prof Anisuzzaman, Literature and Education, Bangladesh
23. Prof Lloyd I Rudolph, Literature and Education, USA
24. Prof Susanne H Rudolph, Literature and Education, USA
25. Dr (Smt) Neelam Kler, Medicine- Neonatology, Delhi

Padma Shri Awardees (101)

1. Mohammad Ali Baig,    Art-Theatre, Andhra Pradesh
2. Nayana Apte Joshi, Art, Maharashtra
3. Musafir Ram Bhardwaj, Art-Instrumental Music- Pauna Manjha, Himachal Pradesh
4. Sabitri Chatterjee, Art-Film, West Bengal
5. Prof Biman Bihari Das, Art-Sculptor, Delhi
6. Sunil Das, Art-Painting, West Bengal
7. Elam Endira Devi, Art-Manipuri Dance, Manipur
8. Vijay Ghate, Art-Instrumental Music- Tabla, Maharashtra
9. Rani Karnaa, Art-Kathak, West Bengal
10. Bansi Kaul, Art-Theatre, Jammu and Kashmir
11. Ustad Moinuddin Khan, Art-Instrumental Music-Sarangi Player, Rajasthan
12. Geeta Mahalik, Art-Odishi Dance, Delhi
13. Paresh Maity, Art-Painting, Delhi
14. Ram Mohan, Art-Film Animation, Maharashtra
15. Sudarsan Pattnaik, Art-Sand artist, Odisha
16. Paresh Rawal, Art-Cinema and Theatre, Maharashtra
17. Wendell Augustine Rodricks, Art-Fashion Designing, Goa
18. Prof Kalamandalam Sathyabhama, Art-Mohini Attam, Kerala
19. Shri Anuj (Ramanuj) Sharma, Art-Performing Art, Chhattisgarh
20. Santosh Sivan, Art- Film, Tamil Nadu
21. Supriya Dev, Art-Bengali Cinema, West Bengal
22. Sooni Taraporevala, Art- Script Writing, Maharashtra
23. Vidya Balan, Art-Cinema, Maharashtra
24. Durga Jain, Social Work, Maharashtra
25. Dr Rama Rao Anumolu, Social Work, Andhra Pradesh
26. Dr Brahm Dutt, Social Work, Haryana
27. Mukul Chandra Goswami, Social Work, Assam
28. J L Kaul, Social Work, Delhi
29. Mathurbhai Madhabhai Savani, Social Work, Gujarat
30. Tashi Tondup, Public Affairs, Jammu and Kashmir
31. Dr Hasmukh Chamanlal Shah, Public Affairs, Gujarat
32. Sekhar Basu, Science and Engineering, Maharashtra
33. Madhavan Chandradathan, Science and Engineering, Kerala.
34. Sushanta Kumar Dattagupta, Science and Engineering, West Bengal
35. Dr Ravi Bhushan Grover, Science and Engineering, Maharashtra
36. Prof Eluvathingal Devassy Jemmis, Science and Engineering, Karnataka
37. Ramkrishna V HosuR, Science and Engineering, Maharashtra
38. Dr Ajay Kumar Parida, Science and Engineering, Tamil Nadu
39. Dr Malapaka Yajneswara Satyanarayana Prasad, Science and Engineering, Andhra Pradesh
40. Kiran Kumar Alur Seelin, Science and Engineering, Gujarat
41. Dr Brahma Singh, Science and Engineering, Delhi
42. Prof Vinod Kumar Singh, Science and Engineering, Madhya Pradesh
43. Dr Govindan Sundararajan, Science and Engineering, Andhra Pradesh
44. Ramaswamy R Iyer, Science and Engineering, Delhi
45. Dr Jayanta Kumar Ghosh, Science and Engineering, West Bengal
46. Ravi Kumar NarrA, Trade and Industry, Andhra Pradesh
47. Rajesh Saraiya, Trade and Industry, Maharashtra
48. Mallika Srinivasan, Trade and Industry, Tamil Nadu
49. Pratap Govindrao Pawar, Trade and Industry, Maharashtra
50. Dr Kiritkumar Mansukhlal Acharya, Medicine- Dermatology, Gujarat
51. Dr Balram Bhargava, Medicine- Cardiology, Uttar Pradesh
52. Prof (Dr) Indra Chakravarty, Medicine- Health and Hygiene, West Bengal
53. Dr Ramakant Krishnaji Deshpande, Medicine- Oncology, Maharashtra
54. Prof (Dr) Pawan Raj Goyal, Medicine- Chest Disease, Haryana
55. Prof Amod Gupta, Medicine- Opthalmology, Haryana
56. Prof (Dr) Daya Kishore Hazra, Medicine, Uttar Pradesh
57. Prof (Dr) Thenumgal Poulose Jacob, Medicine- Vascular Surgery, Tamil Nadu
58. Prof (Dr) Shashank R Joshi, Medicine- Endocrinology, Maharashtra
59. Prof Hakim Syed Khaleefathullah, Medicine- Unani Medicine, Tamil Nadu
60. Dr Milind Vasant Kirtane, Medicine- ENT Surgery, Maharashtra
61. Dr Lalit Kumar, Medicine- Oncology, Delhi
62. Dr Mohan Mishra, Medicine, Bihar
63. Dr M Subhadra Nair, Medicine- Gyneacology, Kerala
64. Dr Ashok Panagariya, Medicine- Neurology, Rajasthan
65. Dr Narendra Kumar Pandey, Medicine- Surgery, Haryana
66. Dr Sunil Pradhan, Medicine- Neurology, Uttar Pradesh
67. Dr Ashok Rajgopal, Medicine- Orthopaedics, Delhi
68. Dr Kamini A Rao, Medicine- Reproductive Medicine, Karnataka
69. Dr Sarbeswar Sahariah, Medicine- Surgery, Andhra Pradesh
70. Prof Om Prakash Upadhyaya, Medicine, Punjab
71. Prof (Dr) Mahesh Verma, Medicine- Dental Science, Delhi
72. Dr J S Titiyal, Medicine-Opthalmology, Delhi
73. Dr Nitish Naik, Medicine- Cardiology, Delhi
74. Dr Surbrat Kumar Acharya, Medicine-Gastroentrology, Delhi
75. Dr Rajesh Kumar Grover, Medicine-Oncology, Delhi
76. Dr Naheed Abidi, Literature and Education, Uttar Pradesh
77. Prof Ashok Chakradhar, Literature and Education, Delhi
78. Chhakchhuak Chhuanvawra, Literature and Education, Mizoram
79. Keki N Daruwalla, Literature and Education, Delhi
80. Prof Ganesh Narayandas Devi, Literature and Education, Gujarat
81. Prof Kolakaluri Enoch, Literature and Education, Andhra Pradesh
82. Prof (Dr) Ved Kumari Ghai, Literature and Education, Jammu and Kashmir
83. Smt Manorama Jafa, Literature and Education, Delhi
84. Prof Rehana Khatoon, Literature and Education, Delhi
85. Dr Waikhom Gojen Meeitei, Literature and Education, Manipur
86. Vishnu Narayanan Namboothiri, Literature and Education, Kerala
87. Prof Dinesh Singh, Literature and Education, Delhi
88. Dr (Mrs) P Kilemsungla, Literature and Education, Nagaland
89. Anjum Chopra, Sports- Cricket, Delhi
90. Sunil Dabas, Sports- Kabbadi, Haryana
91. Love Raj Singh Dharmshaktu, Sports- Mountaineering, Delhi
92. Dipika Rebecca Pallikal, Sports- Squash, Tamil Nadu
93. H Boniface Prabhu, Sports- Wheelchair Tennis, Karnataka
94. Yuvraj Singh, Sports- Cricket, Haryana
95. Mamta Sodha, Sports- Mountaineering, Haryana
96. Parveen Talha, Civil Service, Uttar Pradesh
97. Late Dr Narendra Achyut Dabholkar, Social Work Maharashtra
98. Ashok Kumar Mago, Trade and Industry, USA
99. Siddharth Mukherjee, Medicine-Oncology, USA
100. Dr Vamsi Mootha, Medicine- Biomedical Research, USA
101. Dr Sengaku Mayeda, Literature and Education, Japan

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Daily GK Update : 13 July 2014

Germany created history by winning the FIFA World Cup 2014 on 13 July 2014 at the Maracana Stadium in Rio. Germany defeated Argentina by 1-0. This win was Germany’s title win of FIFA World Cup? – Fourth

Explanation : Germany won its earlier FIFA World Cups in 1954, 1974 and in 1990. It finished as runners up in 1966, 1982, 1986 and 2002 while finished at third spot in 1934, 1970, 2006 and 2010. Germany thus equalled Italy’s record of winning the

tournament four times. Brazil has won the tournament most number of times – 5.

Who scored the lone goal for Germany in the finals of FIFA World Cup 2014 to give his country 1-0 win over Argentina? – Mario Götze

Explanation : Götze scored the goal in the 2nd half of extra time in the 113th minute to help Germany lift the FIFA World Cup for the fourth time. He scored the goal when the match was moving towards penalty shoot-outs. This was his first World Cup and he scored two goals in the tournament.

The Netherlands secured third place in FIFA World Cup 2014 by defeating hosts Brazil by 3-0 in the third place play-off match held on 12 July 2014 at Brasilia’s Estadio Nacional. This was …………… time that the Dutch have ended a World Cup at third place – First

Explanation : The Netherlands have never finished third in the history of FIFA World Cup. They lost in the 1974, 1978 and 2010 finals and in their only other battle for third place, against Croatia in 1998. On the other hand Brazil could not salvage the country’s pride in this classification match after their worst-ever World Cup defeat – a 7-1 drubbing against Germany in the semi-finals.

Who won the prestigious Golden Boot award for FIFA World Cup 2014? – James Rodriguez of Colombia

Explanation : Rodriguez scored 6 goals in FIFA World Cup 2014. The Golden Boot or Golden Shoe Award goes to the top goalscorer of the FIFA World Cup. It was introduced at the first FIFA World Cup held in 1930. Thomas Muller (Germany) was awarded Silver Boot for scoring 5 goals and Neymar (Brazil) was awarded Bronze Boot for his 4 goals in the tournament. This was the first time that a Colombian footballer won this prestigious award.

Who won the ‘Golden Ball’ award for FIFA World Cup 2014? – Lionel Messi (Argentina)

Explanation : The ‘Golden Ball’’ award is presented to the best player at each FIFA World Cup finals, with a shortlist drawn up by the FIFA technical committee and the winner voted for by representatives of the media. Messi is the star striker and captain of Argentina and scored 4 goals in the tournament. The ‘Silver Ball’ was awarded to Thomas Muller (Germany) while the ‘Bronze Ball’ was given to Arjen Robben (the Netherlands).

Who won the ‘Golden Glove’ award in FIFA World Cup 2014? – Manuel Neuer (Germany)

Explanation : The ‘Golden Glove’ award is presented to the best goalkeeper of the tournament decided by a FIFA Technical Study Group that recognises the top goalkeeper of the tournament based on the player’s performance throughout the final competition.

What is the name of first in series of anti-submarine corvettes indigenously built by Kolkata based Garden Reach Shipbuilders & Engineers Ltd. (GRSE), which was handed over to Indian Navy on 12 July 2014? – INS Kamorta

Explanation : INS Kamorta is the first Indian Naval warship ever built in the country with almost 90% of indigenous content. Work on the warship started in 2006. The handing over of the warship marked fruition of a significant project in India’s pursuit for self-reliance in indigenous warship building.

India film thespian Dilip Kumar’s ancestral home in Pakistan has been declared as a national heritage by Pakistani Prime Minister Nawaz Sharif recently. He has directed the Ministry of Information, Broadcasting and National Heritage to acquire the house. This house is situated in which city of Pakistan? – Peshawar

Explanation : Presently in a shabby condition, Dilip Kumar’s ancestoral home is being illegally occupied by someone, who claims to be his relative, but is actually not. The Pakistan Government is planning to invite Dilip Kumar and other members of his family after converting the house into a museum. Dilip Kumar was born as Yusuf Khan. His father Lala Ghulam Sarwar had shifted to Mumbai from Peshawar in the 1930s.

Which West Bengal hospital came to news recently for death of 12 newborn babies within 48 hours at the hospital? – Malda Medical College and Hospital

Explanation : The hospital, located about 300 kilometers north of West Bengal capital Kolkata, accepted several of the newborns as transfers from smaller hospitals in the region. All 12 infants, aged 1 month or younger, were underweight and suffered from malnutrition. The hospital saw 23 newborns die of suspected encephalitis last month and more than 60 die in 2011.

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Bank Rate/Repo Rate/ Bank Rate Vs Repo Rate / Reverse Repo Rate / Cash Reserve Requirement

Bank Rate:

Bank rate is the rate at which the central bank provides money to the other financial institutions or banks. Bank rate enables the financial institutions (or banks) to borrow money from the central bank to fund any money need. Increase in bank rate leads to higher prime lending rate, the rate at which financial institutions lends money to other entities. So by increasing bank rate, the central bank can increase the interest rate in the market and reduce the demand. At the same time, as the lending becomes dearer, it reduces the lending by the financial institutions. Because of these two reasons bank rate hike is used to tame inflation.

Repo Rate:

Repo rate (also known as Repurchase Rate) is the rate at which the Central Bank lends money to the banks on short term basis. Increase in Repo rate leads to higher short term borrowing rate for the banks which again leads to higher prime lending rate, the rate at which banks lends money to other customers or corporates. Increase in Repo rate mainly leads to higher interest rate on home loan, car loans, and corporate borrowings.

The main effect is reduced demand of home, cars by the normal citizen and corporate loans by the Companies used for business expansion. It impacts the revenue and profit margin of the auto sector and housing sector companies aversely and makes the business and industrial expansion more expensive, thus reduce the industrial activity. That’s why increase in repo rate is very effective to control inflation. But at the same time, it hurts the economic and industrial growth severely. Central Bank’s job is to maintain the repo rate properly so that it won’t affect the economic growth activity.

Bank Rate Vs Repo Rate:

The Repo rate and Bank rate are almost similar except the difference that Repo rate is applicable to short-term lending specially for overnight lending to banks by the central bank and governed by the short term interest rate and inflation target but Bank rate is applicable to long term lending by the central bank and governed by the long term interest rate and inflation target.

Both are used in the same manner to control the liquidity in the market and control inflation. But Bank rate mainly aims for long term effect and Repo rate mainly aims for short term effect.

Like China’s Central Bank uses its one year deposit and lending rate to control liquidity and inflation. This is same as Bank rate. While India uses the overnight lending and deposit rate to control liquidity and inflation. This is same as repo rate (for lending) and reverse repo rate (for deposit).

Reverse Repo Rate:

Reverse Repo rate is the rate at which banks deposit their excess money with the central bank for short term only. Central bank uses this tool to reduce liquidity in the market when there is high liquidity in the banking system. If the reverse repo rate is high then the banks will prefer to deposit the excess money with the central bank, thus reduce the liquidity in the system.

The money deposited with the central bank is risk free, that’s why for high reverse repo rate banks always prefer to deposit the excess money with the central bank rather than lending it to the customers which involves significant risks. High reverse repo rate helps to reduce the lending by the banks and reduces the loan supply in the market. Lower loan supply decreases the lending for auto, home etc. which helps to tame inflation.

Cash Reserve Requirement (CRR):

Cash Reserve Requirement or Cash Reserve Ration (CRR) mandates the banks to hold a certain percentage of the deposit in the form of cash or cash equivalents. Banks can lend the rest of the money to the lenders after maintaining the reserve ratio or requirement. Banks do not normally keep the reserved cash with them; instead they deposit it with the RBI or invest in Government bonds or treasury bills which are considered to be cash equivalents. Cash Reserve Requirement is a very strong monetary tool with some important benefits. They are:

• It helps to reduce the liquidity in the financial system. It is a very strong monetary policy tool to check the liquidity in the financial system.
• It encourages the banks to invest in the government bonds and treasury bills, which the government sells to borrow money from the market.
• It also reduces the risk of banking operation by restricting the lending percentage. Reserved money also helps the banks to cater any sudden liquidity crisis.

Statutory Liquidity Ratio (SLR):

Statutory Liquidity Ratio indicates the minimum percentage of total demand and liabilities the banks has to maintain as liquid assets at the close of every business day to support any sudden increase in withdrawal and cash demand. The liquid assets can be in the form of cash, gold and government approved securities. It is an efficient monetary policy tool and the benefits it provides are

• It helps to reduce the liquidity in the financial system by restricting banks to hold some liquidity with them.
• It encourages the banks to invest in the government bonds and treasury bills, which the government sells to borrow money from the market.
• It also reduces the risk of bank being default on sudden increase in demand and liabilities.
• CRR uses total deposit as the reference while SLR uses the total demand or liabilities as the reference while calculating the money to be held. This is the main difference between SLR and CRR.

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