IBPS Clerk Interview Experience, Bank Of Maharashtra

Attempts 140-145
Category : General
Domicile : Mumbai, Maharashtra
Qualification : Bachelors Of Commerce (Accounts & Finance Specialization)
Interview Centre : Bank Of Maharashtra , Raigad Zonal Office , Vashi Sector 1.


So, The Journey for this interview started @ 8.30 AM.. Reached the Centre At Around 10.45 . Since then Was A bit Nervous As they Were Giving Topics to write in Marathi ( Local Language ).
Kept on Reading Few Topics in Marathi which my Friends Informed me :P
I was A bit Far away from the office so they don't notice me in the beginning :P
Kept On Reading And Talking With My Family Members who had come along , Trying to Relax But was getting More Anxious.
Finally @ 12.50 Entered the Premises.. Sat Outside the Office Where a Tent Like Structure was built for us. Kept on Reading.. Soon It was 2.10.. All Aspirants Getting Impatient And We got to Know That it was lunch time for them :(
Got Called Inside the Office @ 3.15 ..Fully Drained...
The Admin Staff Explained us to self attest and all other pre requisites..
Gave us A Blank Paper And Asked us to Write In Marathi on the Topic 
" MY SCHOOL "
I Started writing and soon wrote a full page :P ( I Felt Satisfied That I am Safe Now )
After That Verification Started.. All Docs Arranged..Verification Completed by 3.40..( I Attached An Extra Curriculum Certificate Of The Exam I attended on National Level ) 
Exam Was Of Marathi Language And Luckily i Got a First Class in That :D
Then We Were All Sitting Outside the Interview Cabin Watching All who Went Inside :p
15-16 People Still left..My turn Was 4th Last Of the Day :( 
I was Tired + Anxious... Soon It was 4.50 PM The one Before Me Went in And My Hands Got Cold.
5 Members In Total 4 Males 1 Female All Aged between 45-50. My Turn Came When The Bell Rang @ 5.00 PM Sharp. I prayed to God befre entered the room..

Me : May i Come In..?
M3 (The Centre Person) : Yes Please Come In...
Me : A Very Good Evening Ma'am, A Very Good Evening Sirs.
M3 : Please Have A seat 
Me : Thank You Sir

M3 : So , Mr. Rajeev Kapadia 
Me : Yes Sir :)

M3 : Introduce Yourself 
Me : Answered With My name, residence, qualification, Enrolled fr Mcom, Preparing for Various bank exams
M3 : Whch Other Exams Given.?
ME : IBPS PO 

M3 : So what was the outcome ?
ME : Fell Short By One Mark In the overall Cutoff

M3 : (Smiled) Koi baat nahi.. Ur Next Interview Will Be of PO Definitely
Me : Thank You sir ( Smiled )
Shifted to M2

M2 : What is Your Family Background ?
Me : Mother is a Home Maker , Father is a Banker

M2 (Smiling and looking at others) : Which Bank ?
ME : SBI 

M2 Got Impressed :p 
M2 : Which Branch ?
ME : answered
Shifted to M1.. 

M1 : Which Post ?
Me : Senior Special Assistant

M1 : Was Also Impressed..
I thought They will Grill me With Banking Quests And They Met my Expectations.
M1 : So Do U Know About CLONING OF ATM's 
ME : Thinking for 10 secs ( I was thinking that frst ball hi yorker daal dia isne)

M1 : Clone ka meaning to aata hoga na..Usse Link Karo iss concept me..
ME : Explained

M1 : Aata to hai Tumhe..Good :)
I Got Relaxed 
M1 : 1. Tell me What Is Depreciation, 
2. Which Accounting Standard is it, 
3. Methods of depreciation
ME : answered all 3

M1 : Good With A :)
As i Had 81 % Aggregate In My Grad 3 Yrs , He Focused so much on accounts
M1 : Gave an example of machinery and asked quests of depreciation and accounts treatment for it
ME : Answered

M1 : WHich Accounts are Maintained by Co op Societies , Clubs 
ME : Answered
Shifted to F1

F1 : What do you mean by Nomination Facility 
ME : Answered With My Own Accounts Example
All the while she was only Observing Me
Shifted to M4

M4 : was Informal Types..Joking Person.
M4 : As i Am Gujarati..Asked me in Gujarati..
Papa Is A Banker hmm..
ME : Smiled..And Yes Sir In GUjarati

M4 : Marathi Yete 
ME : Yes sir... In Marathi

M4 : Essay Likha hai.? ( IN MARATHI ) 
ME : Yes sir ( IN MARATHI )

M1 Intervened in between And said..Yes He Has Written A full page :p ( IN MARATHI)
All smiled :P
M4 : Gave Me a Cheque and Asked me In Gujarati 
Where is the IFSC CODE IN THIS CHEQUE? 
ME : answered

M4 : Whats the use of this ifsc code 
ME : I started meaning of it 

M4 : Meaning to aata hi hoga tumhe...tell me the use 
ME : Smiled and Answered
I Think because OF the extra curriculum Certification i gave.. 
I wasn't tested for marathi. I was the only Aspirant from the Rest 20 Who wasn't tested by interviewers for marathi. Rest all were being asked to read and explain from news papers. All Of Them Then Smiled and said.. That's All..We Are Done. I Asked for Feedback and also asked did i sound a bit nervous.??
All Laughed and Mockingly Said... Y u Thinking So.? 
We all know this was your first interview. Do not Worry , YOU ARE ALREADY A BANKER :p
The last Sentence Got me Some Courage while walking out. Just before my exit..
M4 : Asked me in Gujarati... 
Were U in Tension..before coming...
ME : No Sir, Just a Bit Nervous as this was my first interview..
All Smiled Again And Told All The BEST. I Thanked all of them..and said have a Pleasant Evening..And Came out like a Lion.

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Important Marketing Question and Answer For SBI Associate Clerk Exam

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IBPS Clerk Interview Experience, CBI Bhopal,Madhya Pradesh

Date :19/02/2015
Time : 8:00 AM
Panel : 5
Venue : CBI Bhopal,Madhya Pradesh
Background: B.Tech - EC
There were 7 members in my panel. 4 Male 1 Female

I was first in my Panel. I opened the door and greeted everyone.
Me: Sir may i Sit?
M1: yes of course.

M1 : Are u Mac?
Me: yes sir

M1 : toh mr. Mac batao apne baarein me kuch
Me : Replied

M1: Accha to aapke father bank mein h
me yes sir

M1 : kaunsi bank me ?
me : replied

M2 : konsi post pr?
me : replied(scale 2 Manager)

M2 :Digital india kya h?
me : replied

M2 : isme sabse jaroori kya hota h?
me: sir computer hona chahiye with internet

M2: isse bhi jaroori
me: don't know

M2 : electricity
me : yes sir(we all laughed)

M3 : power kaise generate hoti h?
me: replied

M3: e Commerce kya hota h?
me: replied

M3:or e governance
me : replied

F1: aapne degree 2011 me ki thi avi tak kya kr rhe the?
me : mam i was searching in my field but i didn't get it than i consulted with my father who is a banker he told me all the work in bank is now technical and you r technical graduate why don't you go to bank sector so i m here.

F1: ok gud
F1 what is core banking?
Me: replied

M4: so u r from gwalior?
me : yes sir

M4 : what is famous there ?
me : Replied

M4: have u written any other exam?
me : yes sir.

M4 konsa?
me : IBPS RRB(cleared) SSC mains.
IBPS Po(cleared), SBI, mppcs,
some more question but i don't remember. It went 11 min only.

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Computer Quiz For SBI Associate Clerk Exam

1).Which among the following is an input device which moved by the user on a flat surface to causes a pointer on the screen to move accordingly?

a) keyboard

b) mouse

c) barcode reader

d) wand reader

e) scanner

2).A barcode reader is an example of a (n) ___________.

a) Storage device

b) Output device

c) Input device

d) Printer

e) Processing device

3) From where, you can access the Recycle Bin icon?

a) On the desktop

b) In the properties dialog box

c) On the shortcut menu

d) On the hard drive

e) None of these

4).The physical arrangement of elements on a page is referred to as a document’s

a) pagination

b) format

c) features

d) grid

e) None of these

5).Digital camera is a ___________ device.

a) Software

b) Input

c) Storage

d) Output

e) Input/output

6).What is meant by Mailing Kst?

a) Collection of email addresses

b) Collection of folders

c) Collections of dates

d) Collection of events

e) Collections of files

7).In travelling, which computers are portable and convenient for users?

a) minicomputers

b) laptops

c) file serves

d) supercomputers

e) None of these

8).Unsolicited email is also called as___________.

a) Usenet

b) Newsgroup

c) Flaming

d) Backbone

e) Spam

9).To save an existing document with a different name, we have to_________.

a) Copy and paste the original document to a new document and save

b) Use the Save As command

c) Retype the document with a different name

d) Use Windows Explorer to copy the document to a different location and then rename it

e) None of these

10).which among the following software applications is used for performing numerical and statistical calculations?

a) Document processor

b) Database

c) Graphics package

d) Spreadsheet

e) None of these

1). b) 

2). c) 

3). a) 

4). b) 

5). e) 

6). a) 

7).b) 

8). e) 

9). b) 

10). d)

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IBPS Clerk Interview Experience, IOB Regional office Tirunelveli, Tamilnadu

Venue: IOB Regional office Tirunelveli, Tamilnadu

Time: 1.00 pm Panel: II Date: 17/02/2015

Background: B.E Mechanical

I reached the venue by 12.15 pm asked to take some waiting hall then watchman allowed us to the verification hall after checking call letter there verifying member started my verification around 3.50 pm and asked to write 10 line from a tamil news paper. they made me feel comfort by cracking jokes and wishing me a lot. Then i am directed to panel there i waited for 5 min

Bell rang!!

Opened the door with May I get in sir!!

M1: Yes please

Here were M1,M2,M3,F1

M1 offered me seat at once me got in so i cant even wish them good evening which i felt bad latter

M1: Tell me about yourself

Me: Told

M1: about your family

Me: Told

M1: your are mechanical engineers you can try to become a SME enterpriser y u cmng here, If finance is a problm come to our branch and we give you loan.

Me: Sir i m not sure of the future in SME but in banking it will be secured future.

M1 was not satisfied

M2: What is the airport name of chennai.There are two airport right!! ?

Me: No sir i cant get the name. As i have not visited chennai

M1 @ M2: OMG! you mechanical engineer never visited our capital.

Me: Said yes sir! with a smile

M1: I will take you in my own expence. ( All laughed)

M2: Ok were have you done your projects ?

Me: Torangal , JSW

M3: Tell me what and all you know about Bank

Me: Me started with basic function and travelling along parabanking (M1 interrupted)

M1: Card facitilies are there

Me: Yes sir Credit cards,ATM,Debit,Smart,gift

M3: What is the diffrence b/w Credit and Debit card

Me: Explained very well (M3 Satified)

M2: Who is Seemandra CM

Me ( OMG! I m getting confuse K.C ... or Naidu But M1 helped: Naidu it wil get ended right ) Chandra babu naidu atonce

M3: Telengana CM

Me: KCR

M3: Tell me about capital of Telengana and AP

Me: Told every detail upto Japan's help in AP capital

M1: Good Now there silent F1 came into action

F1: Tell me about you project

Me: Explained

F1: Tell me about your In plant training

Me: Explained

F1: Which section got in inplant training

Me: Engine dismantling

M1: Did you attended PO

Me: Yes but 78 and lost by 2 marks

M1: How much hope you having in Clerk

Me: Attended 180 so having a lot

M1: Ok you take chocolates and you may leave now but i want you as SME enterpriser

Me: Sure sir! I will think of it ( here i failed :( ) and thanked everyone and left

Full interview took place in tamil with a smile in everyone face including me. Hope i did around 60% sanctification. )

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Daily GK Quiz 20th February 2015

Q. : 1 Amitabh Kant holds which of the following positions at present?

1) Secretary, DIPP 

2) Secretary, FIPB

3) Chairman, ISRO 

4) Chairman, HAL

5) None of these 

Q. : 2 The new govt at the centre on 13 Feb officially told the Supreme Court that it would go ahead with the UIDAI project, Aadhaar. Who is the present DG of UIDAI?

1) Vijay S Madan 

2) Shailesh Nayak

3) K Radhakrishnan 

4) T Suvarna Raju

5) None of these 

Q. : 3 Who will head the External Advisory Committees (EACs) which will evaluate the applications received for setting up of payment banks?

1) Usha Thorat 

2) Nachiket Mor

3) Shikha Sharma 

4) Urjit Patel

5) Bimal Jalan 

Q. : 4 Name the Indian origin musician who won the best new age album award at the 57th Grammy Awards recently.

1) Devan Ekambaram 

2) MD Pallavi Arun

3) Ricky Kej 

4) Neecia Majolly

5) Chaitra HG 

Q. : 5 The 19th National Arogya Mela was organised in which of the following cities starting 6 Feb?

1) Raipur 

2) Chandigarh

3) Patna 

4) Bhopal

5) Jaipur 

Q. : 6 Which of the following is correct about Daggubati Ramanaidu, who died recently?

1) He entered the record books for producing maximum number of films in the world. 

2) He was the recipient of Dada Saheb Phalke Award for life time achievement in 2009.

3) He was the recipient of the Padma Bhushan in 2012 in recognition of his contribution to Indian cinema. 

4) All the above

5) Only 2) and 3) 

Q. : 7 Prime Minister Narendra Modi on 19 Feb launched 'Soil Health Card' scheme from Sriganganagar district of

1) Rajasthan 

2) Maharashtra

3) Gujarat 

4) Haryana

5) Himachal Pradesh 

Q. : 8 Which of the following players emerged as the costliest cricketer in the IPL 8 players' auction, bought for a record Rs 16 cr by Delhi Daredevils in Bangalore?

1) Hashim Amla 

2) Mahela Jayawardene

3) Kevin Pietersen 

4) Dinesh Karthik

5) Yuvraj Singh 

Q. : 9 Prime Minister Narendra Modi addressed the 19th convocation of the National Institute of Mental Health and Neuro Sciences (NIMHANS) on 18 Feb. The NIMHANS is located in

1) Ranchi 

2) Chennai

3) Hyderabad 

4) Bengaluru

5) Shimla 

Q. : 10 Moshe Ya'alon is the first Defence Minister of which of the following countries to visit India recently since the two countries established full diplomatic relations in 1992?

1) Belarus 

2) Norway

3) Israel 

4) Sweden

5) Vietnam 

Answer :-

1. (1) Secretary, DIPP
2. (1) Vijay S Madan
3. (2) Nachiket Mor
4. (3) Ricky Kej
5. (1) Raipur
6. (4) All the above
7. (1) Rajasthan
8. (5) Yuvraj Singh
9. (4) Bengaluru
10. (3) Israel

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IBPS Clerk Interview Experience, Andhra Bank Koti

My interview schedule time was 1 pm. I reached the venue (Andhra Bank, Koti) by 12.30pm. i am the fifth person in my panel. document verification was completed by 1.30 pm and i was called inside at 2.15pm. I asked their permission to enter the room. There were 5 members in the panel.
M1, M2, M3 , M4 and L
After entering i first wished the Lady and rest all.


M1: So mr. naga vidya sagar
Me: Yes sir

M1: You are from
Me: Nandyal

M1: Do you know seeta ramaya? what is he for you?
Me: Yes sir he is founder of andhra bank. sorry sir he is not my relative all laughed loudly

M1: Arey yaar am not asking about our seetaramaya. am asking about kondapalli seetaramaya? is he your relative? (he askd me bcoz my initial is kondapalli)
Me: Smiled and said no sir i even didnt listen his name

M1: Oh then you are saved
Me: Smiled

M1: What is your qualification?
Me: Btech in eee sir

M1: Which college?
Me: avr and svr

M1: What it means?
Me: Names of our college chairmains

M1: Do you remember subject?
Me: Yes sir little bit

M1: Good tell me abouy switch gear
Me: Answrd

M1: Types of switch gears?
Me: Don't know sir

M1: What is hvdc?
Me: Answerd

M1: What is corona?
Me: Answered

M1: What is a thyristor?
Me: Answered

M1: Where do we use thyristor?
Me: Answerd

M1 Transfed to m2
M2: Have you prepard current affairs?
Me: Yes sir

M2: which famous personality visited India recently
Me: Barack obama sir

M2: Still?
Me : Sir ysterday srilankan prez visited sir

M2: Ok what is his name
Me: Don't know sir

M2: Recent RBI news
Me: Licencees regarding small and payment banks

M2: Still
Me: Monetary policy

M2: Tell me what are changes in this policy
Me: Slr was cut by 25 basis points

L: No wrong. tell me what is previous slr
Me: 22%

L: Then whats is present
Me: 21.5% mam

L: Then it was cut by 50 basis points na
Me: Oh sorry mam i was confused

L: Ok no prblm
M2: Why did they cut slr
Me: To control inflation sir

M2: What is the effect of cutting slr
Me: More money flows into the market

M2: Ok this means inflation is decreasing?
Me: May be sir. i don't know perfectly

M2: what is npa
Me: answered

M2: (to lady) mam u can ask
L: Nothing to ask every thing is covered

M1: Ok hero all the best you may go
Me : Thank you sir i thanked every one and left the room gently

M3: What are the places famous for toys
Me: Kondapalli

M3: only one??
Me: sorry sir i dont remeber

M3 : have heard yettikopaka. wher is it
Me: In costal andhra sir i think

m3: You know nirmal ?
Me: Dont know sir

M3: Its in Telangana. y did u forget Telangana. means u were thinking that we were divided . Whats is the use of Telangana. we have our own andhra???? is it so??
Me: no sir it was not like that. though divided we stay united:)

M3: Don't worry i was joking
Personal Sajetion: total interview was in Telugu
Thank You

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Daily GK Update 19th February 2015

Aero India: Red Bull stunt planes collide in mid-air, pilots safe

(i) Two Red Bull stunt aircraft Thursday collided in mid-air while performing at the Aero India defence expo here but the pilots, who were unharmed, managed to land safely, eyewitnesses said.

(ii) The aircraft were part of a three-plane formation and collided while attempting an inverted loop. 

(iii) The wingtips of both aircraft were damaged.

(iv) However, the pilots of both planes managed to land safely.

Punjab Launches Toll Free Anti-Corruption Helpline Number

(i) To keep a check on corruption Punjab Vigilance Bureau today launched a toll free helpline number and website where people can register complaints against irregularities in government offices.

(ii) The toll free number 1800-1800-1000 and website - www.vigilancebureaupunjab.org - have been made functional as a complaint panel, a spokesperson of Vigilance Bureau said in Chandigarh.

(iii) He said, complaints against government employees would be taken on priority and officials found indulging in corrupt practices and misusing official powers will be dealt with seriously.

Snapdeal Buys Exclusively, Expands Luxury Segment Presence

(i) Expanding its presence in the high-end fashion segment, online marketplace Snapdeal has acquired luxury fashion portal Exclusively.com for an undisclosed amount.

(ii) With this acquisition, the city-based firm that gets a little over $1 billion in gross merchandise value (GMV) from its fashion business expects this figure to touch $2 billion by the end of the current calendar year.

(iii) According to industry insiders, Snapdeal's total GMV -- total value of goods sold -- is around $2 billion at present and fashion business accounts for over 60 per cent of the total volume.

Gold imports set to rise as RBI eases curbs ahead of Budget

(i) Gold imports to top consumer India are set to jump in coming months after the Reserve Bank of India (RBI) eased gold import curbs, ahead of an expected cut in import duty in next week's budget. 

(ii) The Reserve Bank of India said on Wednesday banks would again be allowed to import gold on a "consignment basis", under which they act as intermediaries and don't pay for the stock until a buyer has been found, which is usually quickly.

(iii) Nambiath said imports could average 80 tonnes a month, boosted by the RBI move and expectations of a duty cut.

Barry Knowles appointed as head of Youth Development Programme of Bharat FC

(i) Pune-based I-League football club Bharat FC in the third week of February 2015 appointed English football coach Barry Knowles as head of its youth development programme. 

(ii) The appointment of Barry Knowles is part of Bharat FC efforts to build its own training facility at Manjri and to build squads in the under -9, 11, 13, 15, 17 and 19 age groups. 

(iii) Another unique aspect of this youth setup will be that the academy will give preference to young aspirants from Pune.

(iv) 55-year-old English coach Barry Knowles is a former professional footballer and have more than 300 appearances to his credit for different distinguished clubs in England. 

(v) He played as a full-back before retiring from professional football at the age of 33. 

EPFO sets up online helpdesk to trace inoperative accounts

(i) In order to help its members trace inoperative PF accounts, which have a balance of Rs 27,000 crore, for final settlement or transfer the money into their latest accounts, retirement fund body EPFO has set up an online helpdesk.

(ii) Using this online helpdesk, the holders of the inoperative accounts can trace out their accounts and go in for either settlement or transfer of PF to their present accounts, an official said.

(iii) The decision to set up helpdesk follows instruction given by Prime Minister Narendra Modi on the occasion of the ‘Shrameva Jayate’ programme regarding the settlement of inoperative accounts having Rs 27,000 crores as balance.

(iv) EPFO expects that introduction of the portable Universal Account Number for PF is expected to greatly facilitate the above initiative as UAN would enable consolidation of multiple previous PF account numbers with the present one.

Former Minister Kalandi Behera Passes away

(i) He was undergoing a treatment for the last few days and the death was caused by multi-organ failure, BJD leaders said.

(ii) A five-time legislator, Behera worked as minister holding several important portfolios in late Biju Patnaik-led ministry and also during Naveen Patnaik’s government.

(iii) He was first elected to the Assembly as a Janata Party candidate from Salepur constituency in 1977. 

(iv) He won from the same seat as a Janata Dal candidate in 1990.

(v) A multi-faceted personality, he had written several books and took a keen interest in social, cultural and sports activities.

100 Indian women plan dive to record books in Australia

(i) Skydiver Shital Mahajan is not one to sit on her laurels. After over 600 jumps, 14 national and five international records and a Padmashri, she is now heading for Australia in April to set two world records. 

(ii) But unlike her solo attempts, this time she has company — 99 Indian women.

(iii) They will attempt to set the world record for the “most tandem skydiving jumps performed in one day by a group of 100 Indian women.

(iv) Since we planned to attempt the records in Australia, we thought why not combine it with some sightseeing, and hence a seven-day trip,” Shital told reporters here on Wednesday.

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Expect General Awareness Questions for SBI Associate Clerk

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IBPS Clerk Interview Experience Andhra Bank Apex College, Gachibowli Hyderabad

Venue : Andhra Bank Apex College, Gachibowli Hyderabad 

Panel : 5,

Reached venue : 8.20 AM

After 8.30 AM they are allowing inside. document verification was started at 9.00 AM

at the time of document verification they gave white paper and told to write any topic briefly in 10 lines in telugu. document verification done at 9.30 AM

my number was 3 At 9.55 called for interview, Interview done around 7-10min for me. Opened the door and asked for permission. There are 4 members in the panel 3 M+1 F

smilingly i entered, after i entered the room m3 was left the room

m2: plzz come in

me: wished every one, panel offered seat i thanked them...

m2: tell me abt ur education,achievements

me: replied...

m2: asked abt family background...

me: answered

m1: what is datawarehouse mgt?

me: replied little bit... but they were not satisfied

m2: u got 82% in ur MCA then y ur came to this banking?? y not s/w?

me: answererd...

m2: who is the governor of RBI befor raghuramrajan?

me: answered

m1: who is the 14th finance commission chairman??

me: answered

m2: what are the functions of RBI?

me: answered

F: what is nomination

me: answered

m3: enterd asked about core banking?

me: answered

m2: what is DICGC?

me: answered

m2: in which situations DICGC will provide insurance?

me: DICGC will provide insurance for deposts in case of any accidents in banks, they corrected me DICGC will provide insurance for deposits if bank in loss, finally they all r looking each other face...

and said thank u all d best, u can leave now

Me: said thank u smilingly came out of the room...

total panel was friendly... all the best friends..

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