How To Crack IBPS Exam 2015

A IBPS bank Exam, in general, is mostly a front staff in a bank who takes in charge of the customer interface. The placement of the clerks is made at different counters of the banks depending upon the needs of the bank. They may be placed at counters like that of savings, deposit, current deposit, term deposit, retail loans, cash credit, agricultural loans, credit cards, government business, cash receipt or payment etc. So a bank Clerk plays an important role in the bank.

The selection is made through the system of examination. The candidates who meet the eligibility criteria are able to appear in a written examination. This written examination is conduct by the IBPS (Institute of Banking Personnel Selection). 

NEW STRUCTURE OF IBPS CWE V 2015 PO / MT EXAM :

The structure of the Examination which will be conducted in two tier. The questions are objective in nature consisting of four papers.

Expected Pattern of Tier I (1 hr Duration)

English Language 30 Marks

Quantitative Aptitude 35 Marks

Reasoning Ability 35 Marks

Expected Pattern of Tier II (2 hr Duration)

Reasoning Ability 50 Marks

Numerical Aptitude 50 Marks

Computer 20 Marks

English Language 40 Marks

General Awareness 40 Marks

In order to qualify in the written test, the candidate should pass in each of the objective tests separately with required minimum qualifying marks. It is also necessary for the candidate to obtain the prescribed percentage of marks to be eligible for moving to next stage of selection, i.e., Personal Interview. Usually, the pattern of written examination differs from bank to bank. Maximum customer interface in banks occurs at these counters managed by clerical staff.

To successfully compete through this examination, it is necessary for the job seekers to work hard and work smart too. They must be well versed in the subjects which are asked in the examination. They must also solve the previous year question papers with speed and accuracy.

Important Tips

1. Time Management with Speed

In IBPS Bank Exam, the candidate needs to save time and has to be accurate too. Hence, he/she should be able to understand the problems well and should also create short cuts to answer the questions to which they come across. They also need to practice regularly with different sets of papers.

2. General Awareness 

To strengthen your part for General Awareness, you must read the English newspaper daily and also keep yourselves updates with the news and notifications of the banking sector. English news paper can help to improve GK as well as the Grammar section of the IBPS Bank Exam. This will help them enhance their reading, writing and understanding capability too.

3. Final Verdict

Candidates may also take help of coaching centers and other preparatory centers too; but self-study should not be ignored in any case. They must follow a routine and keep a check on their performance and progress regularly. Then only, candidates will be able to pass IBPS Bank Exam easily in first attempt.

4. TIME FOR PREPARATION :

We feel, a candidate should devote atleast 3-4 hours daily, consistently for 2-3 months, to get Good

success in IBPS exams. These 3-4 hours can be any time, evening, morning or afternoon. But If your’e not

able to Spend those hours, at least you have to Spend 2 Hours a Day for 1-2 Months.

IBPS question papers contains sections :

1.Computer Knowledge :

Computer Knowledge is highly Scoring section in IBPS POs and RRB (Regional Rural Banks). All the Questions will be from well known Concepts such as Computer Terminology, Basic Computer

Architecture, Internet, MS-Office, Computer Network, Database, Operating System etc.

2.Quantitative aptitude:

For cracking IBPS exam, students have to make their command on many knowledge areas like

Quantitative Aptitude.

Other topics Arithmetic/Numerical Ability comprises of :

Number systems

Fractions

Ratio and Proportion

Coded Relations

Time and work

Percentage

Profit and Loss

Simple Interest and Compound Interest

Average

Time and distance

Partnership

Bar graph & Pie-chart

Probability

3.English language:

English language section tests your English language ability. You need to read at least one daily English newspaper to improve your knowledge and refer some books for this section also. Mostly all students never give proper time for this Section. But this Section requires maximum attention. Learning one comprehension a day, Learning 20-30 words a day with its synonyms and anonymous would help to score better in this section.

4.General awareness:

General Awareness is one of the Scoring Subject in IBPS Exams. So Aspirants have to concentrate little tricky to score More. Most of the Questions of Banking Awareness comes from recent Banking issues and Economy issues(up to 6-8 Months before date of notification released).

The Major Banking Issues includes

Bank rates

Repo rate,Reverse repo rate

Cash reserve ratio

Marginal Standing Facility

GDP and RBI Related Questions

Budget pertinent Terms

Interim and Main Budget

Indian Economy (Basic Structure)

Agriculture Fact File, Agriculture

Rural Development Reforms

Various Revolutions

Organization Name, Places, Directors and

Established year etc..

Important Acts & Amendments

Banking History (Establish ,nationalization)

BANKING TERMS

Banking related organization

(SIDBI,NABARD,SEBI.. etc establishment,Directors ,important dates)

Persons in News.

Important national and International

celebration days and dates

Poverty & Unemployment Alleviation

Schemes (YOJANA) by government.Major projects, India’s leading sectors &Organizations in World (WTO, Asian Development bank)

Recent and Upcoming Events.

Currency name-Country : One question expected on Currency name –Country name or Symbol…

Literature : Famous books and Authors related info based Questions.

Awards and Honours : up to one year cover all Awards and related info (Literature,Sports,Service and films etc..)

Current Affairs : Cover overall recent issue up to 6-9 months (December 2014 to October 2014)

5. Reasoning Section :

Reasoning section tests your mental aptitude and skills in attempting the questions and your observing power also. This section also judges your decision making ability. It requires just your concentration. You need to make a mind map for each question and ultimately you will reach to your answer. This section is also a scoring one. So, maximum practice is needed to deal with various figure problems and mirror images.

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Selected Candidates List Issued By BOM

Good Morning Readers,

Bank of Maharashtra has released the list of candidates provisionally allotted to Bank of Maharashtra by IBPS for the post of Probationary Officer and Clerk under Recruitment Project CWE - IV.

For PO - IV Selected Candidates

1. Click Here To View List of Candidates
2. Click Here To View Instructions for Candidates

For Clerk - IV Selected Candidates

1. Click Here To View List of Candidates
2. Click Here To View Instructions for Candidates

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Computer Quiz For IBPS Exam

Q. : 1   The _________ layer enables  the users  to access  the network.

1) transport 

2) application

3) datalink 

4) physical

5) None of these 

Q. : 2   TCP/IP is  a ______ hierarchical  protocol  suite developed ____ the OSI model .

1) seven-layer; before 

2) five-layer; before

3) six-layer; before 

4) five-layer; after

5) None of these 

Q. : 3   The _______ layer ensures  interoperability between communicating devices  through transformation of data into a mutual l y agreed upon format.

1) transport 

2) network

3) datalink 

4) presentation

5) None of these 

Q. : 4   A parabolic dish antenna is  a(n) _______ antenna.

1) omni directional 

2) bi directional

3) uni directional 

4) horn

5) None of these 

Q. : 5   The ________ layer is  responsible for the process -to-process  delivery of the entire message.

1) transport 

2) network

3) datalink 

4) physical

5) None of these 

Q. : 6   The ______ layer establishes , maintains , and synchronizes  the interactions  between communicating

devices .

1) trans port 

2) network

3) session 

4) physical

5) None of these 

Q. : 7   When the angle of incidence is  _______ the critical  angle, the light beam bends  along the interface

1) more than 

2) less  than

3) equal  to 

4) all  of above

5) None of these 

Q. : 8   Signals  with a frequency below 2 MHz us e _______ propagation

1) ground 

2) sky

3) line-of-sight 

4) all  of above

5) None of these 

Q. : 9   Signals  with a frequency between 2 MHz and 30 MHz us e ______ propagation

1) ground 

2) sky

3) line-of-sight 

4) all  of above

5) none of the above 

Q. : 10   Signals  with a frequency above 30 MHz us e _______propagation

1) ground 

2) sky

3) line-of-sight 

4) all  of above

5) None of these 

Answer:-

Q. 1 (2)	Q. 2 (2)	Q. 3 (4)	Q. 4 (3)	Q. 5 (1)
Q. 6 (3)	Q. 7 (3)	Q. 8 (1)	Q. 9 (2)	Q. 10 (3)

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Daily GK Quiz 7th April 2015

Ques. : 1   What is the lock-in period for the investment made in re-launched Kisan Vikas Patra (KVP)?

1) one year

2) one and half years

3) two years

4) two and half years

5) Cannot be withdrawn before maturity

Ques. : 2   The ING Vysya Bank is being taken over by

1) HDFC Bank

2) Axis Bank

3) ICICI Bank

4) Kotak Mahindra Bank

5) None of these

Ques. : 3   What is the term used for the capital which is frequently transferred between financial institutions in an attempt to maximize interest or capital gain?

1) Hot money

2) Paper gold

3) Narrow money

4) Broad money

5) None of these

Ques. : 4   In the priority sector lending target of 40 per cent for certain scheduled commercial banks in India, what is the sub-limit for the farm sector?

1) 8 per cent

2) 10 per cent

3) 15 per cent

4) 18 per cent

5) 20 per cent

Ques. : 5   Which are the banks in which the govt of India infuses capital to help them maintain regulatory capital adequacy ratios?

1) Public Sector Banks

2) Small private sector banks

3) Regional Rural Banks

4) Cooperative Banks

5) All the above

Ques. : 6   The term EFTPOS stands for

1) Enabled Funds Transfer at Point of Sale

2) Exact Funds Transfer at Point of Sale

3) Express Funds Transfer at Point of Sale

4) Electronic Funds Transfer at Point of Sale

5) None of these

Ques. : 7   Which of the following is not a general insurance?

1) Motor insurance

2) Health insurance

3) Property insurance

4) Travel insurance

5) None of these

Ques. : 8   The Indian 100-rupee banknote is signed by the

1) Finance Minister

2) Finance Secretary

3) RBI’s Governor

4) One of RBI’s Deputy Governors

5) The President

Ques. : 9   Which of the following institutions is associated with the regulation of finance related activities in India?

1) FMC

2) IFFCO

3) IDBI

4) ICERT

5) None of these

Ques. : 10   Which of the following terms is NOT associated with banking sector?

1) Corporate finance

2) Syndication

3) Prime Meridian

4) Sub-prime

5) Sub-standard assets

Answer:-

1. (4) two and half years
2. (4) Kotak Mahindra Bank
3. (1) Hot money
4. (4) 18 per cent
5. (1) Public Sector Banks
6. (4) Electronic Funds Transfer at Point of Sale
7. (5) None of these
8. (3) RBI’s Governor
9. (1) FMC
10. (3) Prime Meridian

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Daily GK Update 5th And 6th April 2015

India’s ace mountaineer Malli Mastan Babu died

(i) Malli Mastan Babu, one of the top mountaineers of India, died on 4 April 2015. His dead body was recovered from Andes Mountains in South America, between Argentina and Chile, after he went missing on 24 March 2015. He was 40. 

(ii) He went missing during his attempt to scale the Cerro Tres Cruces Sur Mountain, the second highest peak of Chile at 6749 meter.

(iii) Babu hailed from Nellore district of Andhra Pradesh and was the fastest seven summiteers in the world. 

(iv) That is, he was the fastest in world and the first Indian mountaineer to climb the seven summits of the world in record 172 days in 2006.

(v) He also was the first Indian mountaineer to summit the tallest peak in Antarctica, Mt Vinson Massif and was also the first person from Andhra Pradesh to scale the Mt Everest.

Govt cancels admission in 14 colleges in A.P.

(i) The State Government has annulled the admission in 11 engineering colleges and three pharmacy colleges across the State for the academic year 2014-15.

(ii) The decision was taken after a committee formed by the Government found that the colleges were indulging in gross irregularities in the admission for the last couple of years.

(iii) This was disclosed by HRD Minister Ganta Srinivasa Rao at a press meet held here on Monday.

(iv) The Minister said that the Government will now crackdown on the B.Ed Colleges, as the education department had received a number of complaints on a few colleges.

Novak Djokovic and Serena Williams won the 2015 Miami Open Tennis Singles titles

(i) Novak Djokovic and Serena Williams won the 2015 Miami Open Men’s and women’s singles titles of the  respectively at Crandon Park Tennis Center in Miami, Florida.

(ii) Novak Djokovic of Serbia on 5 April 2015 beat the third seeded Andy Murray of Britain 7-6 (3), 4-6, 6-0 to win his fifth Miami Open title.

(iii) Serene Williams of the US on 4 April 2015 defeated the twelfth seed Suarez Navarro of Spain 6-2, 6-0 to secure the title for eighth time.

(iv) With this win, Williams has won 66 singles titles, one behind Billie Jean King of the US.

At present, both Novak Djokovic and Serena Williams are placed at the top spots in men’s and women’s singles rankings respectively.

Ragamayuri group to set up Food Park in Kurnool

(i) Kurnool-based Ragamayuri Group has planned a mega food park and an electronic park with the centre of activity on Telangana-Andhra border. 

(ii) The core food park will come up at Putandoddi in Mahabubnagar District of Telangana, 35 km from here and the processing centres at Kurnool, Ranga Reddy, Anantapur and Kadapa.

(iii) Group Chairman K.J. Reddy said that the company would invest about Rs. 112 crore to create infrastructure for 50 individual units which will be engaged in various activities of food processing and value addition. 

(iv) According to the promoters, the food park was likely to create 10,000 jobs and marketing facilities for one lakh farmers.

(v) The food park would have strategic links with markets at Hyderabad, Bangalore, Chennai and Vijayawada. 

Sania Mirza and Martina Hingis won 2015 Miami Open Women's Doubles title

(i) Sania Mirza and Martina Hingis, the Indo-Swiss women pair of Tennis, on 5 March 2015 won the Miami Open Tennis women's doubles title. 

(ii) In the title clash played in Miami, Florida, the duo defeated the Russian pair of Elena Vesnina and Ekaterina Makarova, 7-5, 6-1. 

(iii) This was second consecutive team title for the Indo-Swiss pair. Earlier on 21 March 2015, Mirza and Hingis had won the Indian Wells Open.

New case of polio detected in Pakistan

(i) At least one new polio case has been detected in Pakistan’s north-western province, taking the number of cases found so far this year to 21.

(ii) The Polio Virology Laboratory of the National Institute of Health (NIH) said that one new polio victim was found after tests were conducted in the virology facility of the hospital.

(iii) The new case was reported from Peshawar in Khyber-Pakhtunkhwa, Dawn reported on Saturday.

Keshari Nath Tripathi sworn-in as 16th Governor of Mizoram 

(i) Justice Michael Zothankhuma of the Gauhati High Court administered the oath of office to Tripathi at Raj Bhavan in Aizawal. 

(ii) He replaced Aziz Qureshi, who was sacked by Union Government on 28 March 2015. Congress-ruled Mizoram has seen seven governors in eight months.

(iii) According to article 153, there shall be a Governor for each State but the 7th Constitutional Amendment Act 1956 facilitated the appointment of same person as governor for two or more states.

Saina skips Singapore Open, Srikanth leads Indian charge

(i) Olympic bronze-medallist Saina Nehwal has withdrawn from the Singapore Open Super Series badminton tournament to recharge her batteries after competing at the highest level for the last few weeks.

(ii) The Indian ace had a hectic last month as she competed at the All England Championship, India Open Super Series and Malaysia Open Super Series Premier.

(iii) In Saina’s absence, Kidambi Srikanth will lead the Indian challenge when the main draw gets underway at the Singapore Indoor Stadium on Wednesday.

(iv) Srikanth, who won the Swiss Grand Prix Gold and India Super Series last month, will open his campaign against Vietnam’s Tien Minh Nguyen. 

(v) Interestingly, the 22-year-old from Guntur had beaten Tien at the last edition.

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Idioms,Their Meanings And Examples For SSC Exam

1. Acid Test:

Meaning - Acid test proves the effectiveness of something.

Example - I practiced hard at the dance sessions but the acid test will come when the master will assess our solo performances.

2. Cut the ground from under feet :

Meaning - When you cut the ground from under someone's feet, you do something which weakens their position.

Example - When team India hit more than 350 runs in the ODI, they cut the ground from under the opponent's feet.

3. Chase your tail:

Meaning - Spending a lot of time and energy doing a lot of things but actually achieving too little.

Example - He's been chasing his tail all week collecting data but the report is still not ready

4. Whole bag of tricks -

Meaning - Means trying all the clever means to achieve something.

Example - It was really difficult to find the information even after applying the whole bag of tricks.

5. Deliver the goods -

Meaning - Do what is expected or promised.

Example - I have given my car to a new mechanic for repair, hope he delivers the goods.

6. Fine-tooth comb -

Meaning - Examining something carefully to not miss out any details.

Example - The boss examined my report with a fine tooth comb before submitting it to the senior management.

7. Explore all avenues

Meaning - Trying out every possibility to get a result.

Example - It is a difficult thing to do but if we really want it done, we must explore all avenues.

8. Fast track something -

Meaning - Rating something higher on your priority list to achieve the desired result.

Example - In view of the seriousness of the crime, the civil society is pressing up on a fast track decision from the court.

9 . Get ducks in a row -

Meaning - Getting your things well organized.

Example - To ensure a successful product launch, we must get our ducks in a row.

10. Get the show on the road -

Meaning - Putting up a plan or idea into action.

Example - Now that we have completed all the legal formalities, let's get the show on the road.

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IBPS SO IV - Final Result Out

Institute of Banking Personnel Selection (IBPS) has declared the final results for the posts of Specialist Officers IV on the official site www.ibps.in

Click Here to View The Result

Click Here To View The  Notification

BJ Team wishes all  the selected candidates a  very Best of Luck..!!

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Daily GK Quiz 6th April 2015

Q. : 1   The Centre had accepted the MS Sahoo panel report in 2014. The Committee reviewed the

1) participatory notes scheme

2) Kisan Vikas Patra scheme

3) National Savings Certificate scheme

4) depository receipts scheme

5) None of these

Q. : 2   The 14th Finance Commission had recommended the Centre to transfer ________from the divisible tax pool to states for a period of five years, starting from the current financial year (FY16).

1) 32 per cent

2) 42 per cent

3) 45 per cent

4) 49 per cent

5) 51 per cent

Q. : 3   The 24th Sultan Azlan Shah Cup tournament is being held in Malaysia from Apr 5 to 12. It is associated with the game of

1) Cricket

2) Hockey

3) Football

4) Tennis

5) None of these

Q. : 4   The Centre has released what amount to the states for 2015-16 as the first instalment of devolution as recommended by the 14th Finance Commission (FFC)?

1) Rs 23,342 cr

2) Rs 28,024 cr

3) Rs 37,420 cr

4) Rs 42,370 cr

5) None of these

Q. : 5   According to the data provided by the RBI to the finance ministry, which of the following banks tops the list with highest NPAs among PSU banks as on Dec 2014?

1) Punjab National Bank

2) Punjab & Sind Bank

3) Central Bank of India

4) United Bank of India

5) State Bank of India

Q. : 6   Ringgit is the currency of which of the following countries?

1) Indonesia

2) Malaysia

3) Thailand

4) Myanmar

5) Mauritius

Q. : 7   India might soon be competing with the likes of Dubai, Singapore and Malaysia with its own International Finance Service Centre (IFSC) coming up in a year’s time in the state of

1) Maharashtra

2) Karnataka

3) Tamil Nadu

4) Gujarat

5) Andhra Pradesh

Q. : 8   What is the Budget allocation to provide interest subsidy for exports for fiscal year 2015-16?

1) Rs 1,250 cr

2) Rs 1,475 cr

3) Rs 1,625 cr

4) Rs 1,750 cr

5) None of these

Q. : 9   The govt unveiled the much-delayed Foreign Trade Policy (FTP) recently. This FTP is released for the period

1) 2015-2020

2) 2016-2020

3) 2015-2029

4) 2016-2021

5) None of these

Q. : 10   The govt is contemplating tariff rationalisation to raise India's share in the global trade to 3.5 per cent by 2020. What is India’s share in the global trade at present?

1) 1 per cent

2) 1.5 per cent

3) 2 per cent

4) 2.5 per cent

5) 3 per cent

Answer:-

1. (4) depository receipts scheme
2. (2) 42 per cent
3. (2) Hockey
4. (3) Rs 37,420 cr
5. (3) Central Bank of India
6. (2) Malaysia
7. (4) Gujarat
8. (3) Rs 1,625 cr
9. (1) 2015-2020
10. (3) 2 per cent

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GK Question Asked in NICL AO Exam (Morning Shift 4th April)

1) Currency of Spain? - Euro

2) Capital of Germany? - Berlin

3) Insurance Awareness Day is observed on? - April 19

4) 'Bhagyashree Scheme' for girl child from Below Poverty Line (BPL) families was recently launched by which state? - Maharashtra

5) IRDA was recently renamed as? - Insurance Regulatory and Development Authority of India

6) Navy Day is celebrated on? - December 4

7) Atal Pension Yojana (APY), Pension Scheme for the Unorganised Sector will be launched on? - June 1, 2015

8) Consituency of Union Foreign Minister Sushma Swaraj ? - Vidisha (Madhya Pradesh)

9) India population with respect to world population in percent is? - 17.5%

10) Foreign Direct Investment in insurance was recently raised from 26 to ____%? - 49%

11) Next Saarc Summit will be held in which country? - Pakistan

12) Fully owned government insurance company? - LIC

13) Ankita Raina is related to which sport? - Tennis

14) Second Thurday of March is celebrated as? -World Kidney Day

15) Salim Ali Bird Sanctuary is in which state? - Goa

16) United Nations Environment Programme (UNEP) Headquarters? - Nairobi, Kenya

17) Which player scored four consecutive centuries in World Cup cricket recently? - Kumar Sangakkara

18) Rotavirus related to which disease? - Diarrhoea

19) Medicine price regulator in India? - National Pharmaceutical Pricing Authority (NPPA)

20) Angara-5 rocket was recently launched by which country? - Russia

21) Name the NASA spacecraft to planet Ceres? - NASA Dawn Probe

22) Which private bank recently decided to enter general insurance business? - Kotak Mahindra Bank

23) Patrick Pichette recently resigned as the Chief Financial Officer of which company? - Google

24) Assyrian city of Nimrud is in which country? - Iraq

25) Nobel Prize in Medicine 2014? - ohn O'Keefe, May-Britt Moser and Edvard I.Moser

26) First Kisan Call Centre of North-East was recently launched in? - Agartala

27) Solar impulse recently started its journey from which country? - United Arab Emirates

28) Who won saraswati samman 2014? - Verappa Moily

29) Roger Federer defeated whom to win Dubai Duty Free Tennis championship? - Novak Djokovic

30) Digital Gender Atlas recently launched by government is in collaboration with? - Unicef 

31) Star Union Dai-Ichi Life Insurance of Japan is a joint venture with Bank of India and which other bank? - Union Bank of India

32) Which is India's largest company with Rs 3.68 lakh cr worth asset? - Reliance Industries

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GK Question Asked in NICL AO Exam (4th April Evening Shift)

1) Capital of Denmark? - Copenhagen

2) International Women's Day? - 8 March

3) Under Sukanya samriddhi scheme, accounts for girl child can be opened upto the age of? -10 years

4) UNEP Full form? - United Nation Environment Programme

5) FIFA world cup 2018 will be held at? - Russia

6) Ranji trophy 2015 was won by? - Karnataka

7) Currency of Belgium? - Euro

8) Centre of Film Production Animation and Gaming was announced for which state in Budget 2015-16? - Arunachal Pradesh

9) "Substance And The Shadow: An Autobiography" is the autobiography of? - Dilip Kumar

10) Health insurance minimum capital? -100Cr.

11) Who is the sculptor of the new statue of Mahatma Gandhi unveiled at London? - Philip Jackson

12) K Srikanth associated which game? – Badminton

13) World Consumer Rights Day 2015 theme? - Helping consumers choose healthy diets

14) Mohammed Nasheed who was sentenced to 13 years in prison was the former president of? - Maldives

15) National Insurance Academy is situated at? - Pune

16) Adult literacy in India as per Census 2011? - 75%

17) Shaheen 3 missile operational range? - 2750 km

18) Which India IT company was recently ranked as top employer in Europe? - TCS

19) Insurance claim complaint settlement authority? - Insurance Ombudsman

20) Headquarters of World Intellectual Property Organization? - Geneva, Switzerland

21) Nanga Parwat is in which country? - Pakistan

22) 46th Raising Day of the CISF was recently celebrated on? - March 10

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