IBPS PO IV Notification

IBPS released the notification for the recruitment of Probationary Officer IV for the year 2014-15.

IMPORTANT DATES

  • Online Registration 22.07.2014 – 11.08.2014 
  • Payment of Application Fees- Online 22.07.2014 – 11.08.2014 
  • Payment of Application Fees- Offline 24.07.2014 – 14.08.2014 
  • Download of Call Letter for Pre-Examination Training (PET) for SC/ST/ Minority Community candidates - 11.09.2014 – 22.09.2014 
  • Pre-Examination Training 22.09.2014 – 27.09.2014 
  • Download of Call letter for Examination After 01.10.2014 
  • Declaration of result status of examination (CWE) - November, 2014 
  • Download of call letters for Interview - January 2015 
  • Conduct of Interview - January 2015 
  • Provisional Allotment - April 2015 

Click here to see the detailed notification.


Computer Question Answer for SBI Clerk 2014

Computer Awareness questions are very common in Bank PO Exams, we are presenting another series based on the previous questions asked in various bank PO Exams.

1.For crating  a document,  you use command at File Menu.
(a) Open                                           
(b) Close
(c) New                                             
(d) Save
(e) None of these
2.Programs from the same developer, sold bundled together, that provide better  integration and share common features, toolbars and menus are known as
(a) software suites                            
(b) integrated software packages
(c) software processing packages    
(d) personal information managers
(e) None of the above

3.A data warehouse is which of the following?
(a) Can be updated by the end users          
(b) Contains numerous naming conventions and formats
(c) Organised around important subject areas              
(d) Contains only current data
(e) None of the above

4.These servers  store and manages files for network users
(a) Authentication          
(b) Main
(c) Web              
(d) File
(e) None of these

5.All of the following are examples of real security and privacy risks except
(a) hackers      
(b) spam
(c) viruses          
(d) identify theft
(e) None of these

6.These terminals(formerly known as cash registers are often connected to complex inventory and sales computer systems
(a) Data    
(b) sales
(c) Query       
(d) Point-of-sale(POS)
(e) None of the above

7.The OSI model is divided into how many processes called layers?
(a) five   
(b) six
(c) seven       
(d) eight
(e) None of these

8.It is the set of programs that enables your computer’s hardware devices and application software to work together
(a) management   
(b) processing
(c) utility     
(d) System Software
(e) None of these

9.These are specially designed computer chips reside inside other devices, such as your car or your electronic thermostat
(a) Servers
(b) Embedded computers
(c) Robotic computers    
(d) Mainframes
(e) None of the above

10.The following are all computing devices, except
(a) notebook computers
(b) cellular telephones
(c) digital scanners    
(d) personal digital assistants
(e) None of the above

ANSWER:
1.(c)                           2.(a)                     3.(c)                          4.(d)                  5.(b)         
6.(b)                           7.(c)                     8.(d)                         9.(b)                 10.(c)

All About FIFA World Cup 2014

FIFA World Cup 2014 being held at Brazil concluded on 13 July 2014 with Germany winning the coveted title for the fourth time. We hereby present brief information containing facts and stats about this World Cup.
  • It was the second time that Brazil hosted the FIFA World Cup, the first being in 1950.
  • The World Cup matches were held in 12 cities across Brazil. 32 teams divided in eight groups (A, B, C, D, E, F, G and H) took part in the tournament. Bosnia and Herzegovina was the only team with no previous World Cup experience. It took part in a FIFA World Cup for the first time.
  • It was the first time (since the first World Cup of 1930) that all world champion teams– Argentina, Brazil, England, France, Germany, Italy, Spain and Uruguay – qualified for this competition.
  • Germany won its fourth FIFA World Cup title, the other title winning years being 1954, 1974 and 1990.
  • Germany’s title win marked the first time that teams from the same continent (Europe) had won three successive World Cups (following Italy in 2006 and Spain in 2010). It was also the first time that a European team won the World Cup being hosted in a South American country.
  • The first goal of this World Cup was a self-goal scored by Brazil’s Marcelo against Croatia on 12 June 2014. The last goal of this World Cup was scored by Germany’s Mario Götze against Argentina in the final on 13 July 2014.
  • It was for the first time that two teams from Africa (Algeria and Nigeria) reached the last-16 stage of FIFA World Cup.
  • Germany qualified for the final for the eighth time with a 7–1 win over Brazil, the biggest defeat in Brazilian history since 1920.
  • Overall, Brazil conceded 14 goals in the tournament; this was the most by a team at any single World Cup since 1986, and the most by a host nation in history.
  • Germany scored 18 goals in the tournament, the highest in this World Cup by any team.
  • Two hat-tricks were scored in this World Cup. The first was scored by Thomas Müller for Germany against Portugal. The second was scored by Xherdan Shaqiri for Switzerland against Honduras.
  • It was the first time that the goal-line technology was used in a FIFA World Cup. The first country to get benefit of goal-line technology was France, which was awarded a goal through the help of this technology on 15 June 2014 against Honduras.
  • Germany set a world cup record with four consecutive semi-final appearances.
  • Miroslav Klose (Germany) became the highest goal-scorer in FIFA World Cups when he scored the second goal for his country against hosts Brazil in the first semi-final on 8 July 2014. His goal tally of 16 eclipsed Ronaldo’s (Brazil) tally of 15 World Cup goals.
  • Miroslav Klose (Germany) also became the first player to appear in four World Cup semi-finals.
  • James Rodriguez (Colombia) finished as the highest goal scorer of FIFA World Cup 2014 with 6 goals. He was awarded the coveted ‘Golden Boot’ awarded. He was followed by Thomas Muller of Germany (5 goals) and Lionel Messi, Neymar and Robin van Persie (4 goals each)
  • FIFA ‘Fair Play Trophy’ was awarded to Colombia
  • Lionel Messi (Argentina) was adjudged as the best player of the tournament and was awarded the ‘Golden Ball’ trophy.
  • Manuel Neuer (Germany) was adjudged as the best goalkeeper the tournament and was awarded the ‘Golden Glove’ trophy.

Padma Awards Full List of year 2014

Following is the list of the 128 awardees of Padma Vibhushan, Padma Bhushan and Padma Shri which were announced on 25 January 2014 on the eve of the 65th Republic day. It includes 2 Padma Vibhushan awardees, 25 Padma Bhushan awardees and 101 Padma Shri awardees.


Padma Vibhushan Awardees (2)
  1. Dr Raghunath A Mashelkar, Science and Engineering, Maharashtra
  2. B K S Iyengar, Yoga, Maharashtra


Padma Bhushan Awardees (25)
  1. Gulam Mohammed Sheikh, Art-Painting, Gujarat
  2. Begum Parveen Sultana, Art-Classical Singing, Maharashtra
  3. T H Vinayakram, Art-Ghatam Artist, Tamil Nadu
  4. Kamala Haasan, Art-Cinema, Tamil Nadu
  5. Justice Dalveer Bhandari, Public Affairs, Delhi
  6. Prof Padmanabhan Balaram, Science and Engineering, Karnataka
  7. Prof Jyeshtharaj Joshi, Science and Engineering, Maharashtra
  8. Dr Madappa Mahadevappa, Science and Engineering, Karnataka
  9. Dr Thirumalachari Ramasami, Science and Engineering, Delhi
  10. Dr Vinod Prakash Sharma, Science and Engineering, Delhi
  11. Dr Radhakrishnan Koppillil, Science and Engineering, Karnataka
  12. Dr Mrityunjay Athreya, Literature and Education, Delhi
  13. Anita Desai, Literature and Education, Delhi
  14. Dr Dhirubhai Thaker, Literature and Education, Gujarat
  15. Vairamuthu Ramasamy Thevar, Literature and Education, Tamil Nadu
  16. Ruskin Bond, Literature and Education, Uttarakhand
  17. Pullela Gopichand, Sports-Badminton, Andhra Pradesh
  18. Leander Paes, Sports-Tennis, Maharashtra
  19. Vijayendra Nath Kaul, Civil Service, Delhi
  20. Late Justice Jagdish Sharan Verma, Public Affairs, Uttar Pradesh
  21. Late Dr Anumolu Ramakrishna, Science and Engineering, Andhra Pradesh
  22. Prof Anisuzzaman, Literature and Education, Bangladesh
  23. Prof Lloyd I Rudolph, Literature and Education, USA
  24. Prof Susanne H Rudolph, Literature and Education, USA
  25. Dr (Smt) Neelam Kler, Medicine- Neonatology, Delhi


Padma Shri Awardees (101)

  1. Mohammad Ali Baig,    Art-Theatre, Andhra Pradesh
  2. Nayana Apte Joshi, Art, Maharashtra
  3. Musafir Ram Bhardwaj, Art-Instrumental Music- Pauna Manjha, Himachal Pradesh
  4. Sabitri Chatterjee, Art-Film, West Bengal
  5. Prof Biman Bihari Das, Art-Sculptor, Delhi
  6. Sunil Das, Art-Painting, West Bengal
  7. Elam Endira Devi, Art-Manipuri Dance, Manipur
  8. Vijay Ghate, Art-Instrumental Music- Tabla, Maharashtra
  9. Rani Karnaa, Art-Kathak, West Bengal
  10. Bansi Kaul, Art-Theatre, Jammu and Kashmir
  11. Ustad Moinuddin Khan, Art-Instrumental Music-Sarangi Player, Rajasthan
  12. Geeta Mahalik, Art-Odishi Dance, Delhi
  13. Paresh Maity, Art-Painting, Delhi
  14. Ram Mohan, Art-Film Animation, Maharashtra
  15. Sudarsan Pattnaik, Art-Sand artist, Odisha
  16. Paresh Rawal, Art-Cinema and Theatre, Maharashtra
  17. Wendell Augustine Rodricks, Art-Fashion Designing, Goa
  18. Prof Kalamandalam Sathyabhama, Art-Mohini Attam, Kerala
  19. Shri Anuj (Ramanuj) Sharma, Art-Performing Art, Chhattisgarh
  20. Santosh Sivan, Art- Film, Tamil Nadu
  21. Supriya Dev, Art-Bengali Cinema, West Bengal
  22. Sooni Taraporevala, Art- Script Writing, Maharashtra
  23. Vidya Balan, Art-Cinema, Maharashtra
  24. Durga Jain, Social Work, Maharashtra
  25. Dr Rama Rao Anumolu, Social Work, Andhra Pradesh
  26. Dr Brahm Dutt, Social Work, Haryana
  27. Mukul Chandra Goswami, Social Work, Assam
  28. J L Kaul, Social Work, Delhi
  29. Mathurbhai Madhabhai Savani, Social Work, Gujarat
  30. Tashi Tondup, Public Affairs, Jammu and Kashmir
  31. Dr Hasmukh Chamanlal Shah, Public Affairs, Gujarat
  32. Sekhar Basu, Science and Engineering, Maharashtra
  33. Madhavan Chandradathan, Science and Engineering, Kerala.
  34. Sushanta Kumar Dattagupta, Science and Engineering, West Bengal
  35. Dr Ravi Bhushan Grover, Science and Engineering, Maharashtra
  36. Prof Eluvathingal Devassy Jemmis, Science and Engineering, Karnataka
  37. Ramkrishna V HosuR, Science and Engineering, Maharashtra
  38. Dr Ajay Kumar Parida, Science and Engineering, Tamil Nadu
  39. Dr Malapaka Yajneswara Satyanarayana Prasad, Science and Engineering, Andhra Pradesh
  40. Kiran Kumar Alur Seelin, Science and Engineering, Gujarat
  41. Dr Brahma Singh, Science and Engineering, Delhi
  42. Prof Vinod Kumar Singh, Science and Engineering, Madhya Pradesh
  43. Dr Govindan Sundararajan, Science and Engineering, Andhra Pradesh
  44. Ramaswamy R Iyer, Science and Engineering, Delhi
  45. Dr Jayanta Kumar Ghosh, Science and Engineering, West Bengal
  46. Ravi Kumar NarrA, Trade and Industry, Andhra Pradesh
  47. Rajesh Saraiya, Trade and Industry, Maharashtra
  48. Mallika Srinivasan, Trade and Industry, Tamil Nadu
  49. Pratap Govindrao Pawar, Trade and Industry, Maharashtra
  50. Dr Kiritkumar Mansukhlal Acharya, Medicine- Dermatology, Gujarat
  51. Dr Balram Bhargava, Medicine- Cardiology, Uttar Pradesh
  52. Prof (Dr) Indra Chakravarty, Medicine- Health and Hygiene, West Bengal
  53. Dr Ramakant Krishnaji Deshpande, Medicine- Oncology, Maharashtra
  54. Prof (Dr) Pawan Raj Goyal, Medicine- Chest Disease, Haryana
  55. Prof Amod Gupta, Medicine- Opthalmology, Haryana
  56. Prof (Dr) Daya Kishore Hazra, Medicine, Uttar Pradesh
  57. Prof (Dr) Thenumgal Poulose Jacob, Medicine- Vascular Surgery, Tamil Nadu
  58. Prof (Dr) Shashank R Joshi, Medicine- Endocrinology, Maharashtra
  59. Prof Hakim Syed Khaleefathullah, Medicine- Unani Medicine, Tamil Nadu
  60. Dr Milind Vasant Kirtane, Medicine- ENT Surgery, Maharashtra
  61. Dr Lalit Kumar, Medicine- Oncology, Delhi
  62. Dr Mohan Mishra, Medicine, Bihar
  63. Dr M Subhadra Nair, Medicine- Gyneacology, Kerala
  64. Dr Ashok Panagariya, Medicine- Neurology, Rajasthan
  65. Dr Narendra Kumar Pandey, Medicine- Surgery, Haryana
  66. Dr Sunil Pradhan, Medicine- Neurology, Uttar Pradesh
  67. Dr Ashok Rajgopal, Medicine- Orthopaedics, Delhi
  68. Dr Kamini A Rao, Medicine- Reproductive Medicine, Karnataka
  69. Dr Sarbeswar Sahariah, Medicine- Surgery, Andhra Pradesh
  70. Prof Om Prakash Upadhyaya, Medicine, Punjab
  71. Prof (Dr) Mahesh Verma, Medicine- Dental Science, Delhi
  72. Dr J S Titiyal, Medicine-Opthalmology, Delhi
  73. Dr Nitish Naik, Medicine- Cardiology, Delhi
  74. Dr Surbrat Kumar Acharya, Medicine-Gastroentrology, Delhi
  75. Dr Rajesh Kumar Grover, Medicine-Oncology, Delhi
  76. Dr Naheed Abidi, Literature and Education, Uttar Pradesh
  77. Prof Ashok Chakradhar, Literature and Education, Delhi
  78. Chhakchhuak Chhuanvawra, Literature and Education, Mizoram
  79. Keki N Daruwalla, Literature and Education, Delhi
  80. Prof Ganesh Narayandas Devi, Literature and Education, Gujarat
  81. Prof Kolakaluri Enoch, Literature and Education, Andhra Pradesh
  82. Prof (Dr) Ved Kumari Ghai, Literature and Education, Jammu and Kashmir
  83. Smt Manorama Jafa, Literature and Education, Delhi
  84. Prof Rehana Khatoon, Literature and Education, Delhi
  85. Dr Waikhom Gojen Meeitei, Literature and Education, Manipur
  86. Vishnu Narayanan Namboothiri, Literature and Education, Kerala
  87. Prof Dinesh Singh, Literature and Education, Delhi
  88. Dr (Mrs) P Kilemsungla, Literature and Education, Nagaland
  89. Anjum Chopra, Sports- Cricket, Delhi
  90. Sunil Dabas, Sports- Kabbadi, Haryana
  91. Love Raj Singh Dharmshaktu, Sports- Mountaineering, Delhi
  92. Dipika Rebecca Pallikal, Sports- Squash, Tamil Nadu
  93. H Boniface Prabhu, Sports- Wheelchair Tennis, Karnataka
  94. Yuvraj Singh, Sports- Cricket, Haryana
  95. Mamta Sodha, Sports- Mountaineering, Haryana
  96. Parveen Talha, Civil Service, Uttar Pradesh
  97. Late Dr Narendra Achyut Dabholkar, Social Work Maharashtra
  98. Ashok Kumar Mago, Trade and Industry, USA
  99. Siddharth Mukherjee, Medicine-Oncology, USA
  100. Dr Vamsi Mootha, Medicine- Biomedical Research, USA
  101. Dr Sengaku Mayeda, Literature and Education, Japan

Daily GK Update : 13 July 2014

Germany created history by winning the FIFA World Cup 2014 on 13 July 2014 at the Maracana Stadium in Rio. Germany defeated Argentina by 1-0. This win was Germany’s title win of FIFA World Cup? – Fourth

Explanation : Germany won its earlier FIFA World Cups in 1954, 1974 and in 1990. It finished as runners up in 1966, 1982, 1986 and 2002 while finished at third spot in 1934, 1970, 2006 and 2010. Germany thus equalled Italy’s record of winning the
tournament four times. Brazil has won the tournament most number of times – 5.

Who scored the lone goal for Germany in the finals of FIFA World Cup 2014 to give his country 1-0 win over Argentina? – Mario Götze

Explanation : Götze scored the goal in the 2nd half of extra time in the 113th minute to help Germany lift the FIFA World Cup for the fourth time. He scored the goal when the match was moving towards penalty shoot-outs. This was his first World Cup and he scored two goals in the tournament.

The Netherlands secured third place in FIFA World Cup 2014 by defeating hosts Brazil by 3-0 in the third place play-off match held on 12 July 2014 at Brasilia’s Estadio Nacional. This was …………… time that the Dutch have ended a World Cup at third place – First

Explanation : The Netherlands have never finished third in the history of FIFA World Cup. They lost in the 1974, 1978 and 2010 finals and in their only other battle for third place, against Croatia in 1998. On the other hand Brazil could not salvage the country’s pride in this classification match after their worst-ever World Cup defeat – a 7-1 drubbing against Germany in the semi-finals.

Who won the prestigious Golden Boot award for FIFA World Cup 2014? – James Rodriguez of Colombia

Explanation : Rodriguez scored 6 goals in FIFA World Cup 2014. The Golden Boot or Golden Shoe Award goes to the top goalscorer of the FIFA World Cup. It was introduced at the first FIFA World Cup held in 1930. Thomas Muller (Germany) was awarded Silver Boot for scoring 5 goals and Neymar (Brazil) was awarded Bronze Boot for his 4 goals in the tournament. This was the first time that a Colombian footballer won this prestigious award.

Who won the ‘Golden Ball’ award for FIFA World Cup 2014? – Lionel Messi (Argentina)

Explanation : The ‘Golden Ball’’ award is presented to the best player at each FIFA World Cup finals, with a shortlist drawn up by the FIFA technical committee and the winner voted for by representatives of the media. Messi is the star striker and captain of Argentina and scored 4 goals in the tournament. The ‘Silver Ball’ was awarded to Thomas Muller (Germany) while the ‘Bronze Ball’ was given to Arjen Robben (the Netherlands).

Who won the ‘Golden Glove’ award in FIFA World Cup 2014? – Manuel Neuer (Germany)

Explanation : The ‘Golden Glove’ award is presented to the best goalkeeper of the tournament decided by a FIFA Technical Study Group that recognises the top goalkeeper of the tournament based on the player’s performance throughout the final competition.

What is the name of first in series of anti-submarine corvettes indigenously built by Kolkata based Garden Reach Shipbuilders & Engineers Ltd. (GRSE), which was handed over to Indian Navy on 12 July 2014? – INS Kamorta

Explanation : INS Kamorta is the first Indian Naval warship ever built in the country with almost 90% of indigenous content. Work on the warship started in 2006. The handing over of the warship marked fruition of a significant project in India’s pursuit for self-reliance in indigenous warship building.

India film thespian Dilip Kumar’s ancestral home in Pakistan has been declared as a national heritage by Pakistani Prime Minister Nawaz Sharif recently. He has directed the Ministry of Information, Broadcasting and National Heritage to acquire the house. This house is situated in which city of Pakistan? – Peshawar

Explanation : Presently in a shabby condition, Dilip Kumar’s ancestoral home is being illegally occupied by someone, who claims to be his relative, but is actually not. The Pakistan Government is planning to invite Dilip Kumar and other members of his family after converting the house into a museum. Dilip Kumar was born as Yusuf Khan. His father Lala Ghulam Sarwar had shifted to Mumbai from Peshawar in the 1930s.

Which West Bengal hospital came to news recently for death of 12 newborn babies within 48 hours at the hospital? – Malda Medical College and Hospital

Explanation : The hospital, located about 300 kilometers north of West Bengal capital Kolkata, accepted several of the newborns as transfers from smaller hospitals in the region. All 12 infants, aged 1 month or younger, were underweight and suffered from malnutrition. The hospital saw 23 newborns die of suspected encephalitis last month and more than 60 die in 2011.

Bank Rate/Repo Rate/ Bank Rate Vs Repo Rate / Reverse Repo Rate / Cash Reserve Requirement

Bank Rate:
Bank rate is the rate at which the central bank provides money to the other financial institutions or banks. Bank rate enables the financial institutions (or banks) to borrow money from the central bank to fund any money need. Increase in bank rate leads to higher prime lending rate, the rate at which financial institutions lends money to other entities. So by increasing bank rate, the central bank can increase the interest rate in the market and reduce the demand. At the same time, as the lending becomes dearer, it reduces the lending by the financial institutions. Because of these two reasons bank rate hike is used to tame inflation.


Repo Rate:
Repo rate (also known as Repurchase Rate) is the rate at which the Central Bank lends money to the banks on short term basis. Increase in Repo rate leads to higher short term borrowing rate for the banks which again leads to higher prime lending rate, the rate at which banks lends money to other customers or corporates. Increase in Repo rate mainly leads to higher interest rate on home loan, car loans, and corporate borrowings.

The main effect is reduced demand of home, cars by the normal citizen and corporate loans by the Companies used for business expansion. It impacts the revenue and profit margin of the auto sector and housing sector companies aversely and makes the business and industrial expansion more expensive, thus reduce the industrial activity. That’s why increase in repo rate is very effective to control inflation. But at the same time, it hurts the economic and industrial growth severely. Central Bank’s job is to maintain the repo rate properly so that it won’t affect the economic growth activity.

Bank Rate Vs Repo Rate:
The Repo rate and Bank rate are almost similar except the difference that Repo rate is applicable to short-term lending specially for overnight lending to banks by the central bank and governed by the short term interest rate and inflation target but Bank rate is applicable to long term lending by the central bank and governed by the long term interest rate and inflation target.

Both are used in the same manner to control the liquidity in the market and control inflation. But Bank rate mainly aims for long term effect and Repo rate mainly aims for short term effect.

Like China’s Central Bank uses its one year deposit and lending rate to control liquidity and inflation. This is same as Bank rate. While India uses the overnight lending and deposit rate to control liquidity and inflation. This is same as repo rate (for lending) and reverse repo rate (for deposit).

Reverse Repo Rate:
Reverse Repo rate is the rate at which banks deposit their excess money with the central bank for short term only. Central bank uses this tool to reduce liquidity in the market when there is high liquidity in the banking system. If the reverse repo rate is high then the banks will prefer to deposit the excess money with the central bank, thus reduce the liquidity in the system.

The money deposited with the central bank is risk free, that’s why for high reverse repo rate banks always prefer to deposit the excess money with the central bank rather than lending it to the customers which involves significant risks. High reverse repo rate helps to reduce the lending by the banks and reduces the loan supply in the market. Lower loan supply decreases the lending for auto, home etc. which helps to tame inflation.

Cash Reserve Requirement (CRR):
Cash Reserve Requirement or Cash Reserve Ration (CRR) mandates the banks to hold a certain percentage of the deposit in the form of cash or cash equivalents. Banks can lend the rest of the money to the lenders after maintaining the reserve ratio or requirement. Banks do not normally keep the reserved cash with them; instead they deposit it with the RBI or invest in Government bonds or treasury bills which are considered to be cash equivalents. Cash Reserve Requirement is a very strong monetary tool with some important benefits. They are:
  • It helps to reduce the liquidity in the financial system. It is a very strong monetary policy tool to check the liquidity in the financial system.
  • It encourages the banks to invest in the government bonds and treasury bills, which the government sells to borrow money from the market.
  • It also reduces the risk of banking operation by restricting the lending percentage. Reserved money also helps the banks to cater any sudden liquidity crisis.


Statutory Liquidity Ratio (SLR):
Statutory Liquidity Ratio indicates the minimum percentage of total demand and liabilities the banks has to maintain as liquid assets at the close of every business day to support any sudden increase in withdrawal and cash demand. The liquid assets can be in the form of cash, gold and government approved securities. It is an efficient monetary policy tool and the benefits it provides are
  • It helps to reduce the liquidity in the financial system by restricting banks to hold some liquidity with them.
  • It encourages the banks to invest in the government bonds and treasury bills, which the government sells to borrow money from the market.
  • It also reduces the risk of bank being default on sudden increase in demand and liabilities.
  • CRR uses total deposit as the reference while SLR uses the total demand or liabilities as the reference while calculating the money to be held. This is the main difference between SLR and CRR.

Daily GK Update : 12 July 2014

1) The controversial bill on Polavaram Project of Andhra Pradesh was passed in the Lok Sabha on 11 July 2014 amid protests from members of the Telangana Rashtra Samithi (TRS), the BJD, the Trinamool Congress, the AIMIM and sections of the Congress. Why the TRS is protesting vociferously against passing of this bill? – Because the Bill paves the way for the shifting of seven mandals from Telangana to Andhra Pradesh


Explanation : The bill titled ‘Andhra Pradesh Re-organisation (Amendment) Bill’ was opposed on the grounds that the transfer of land was being done in an unconstitutional manner, violating Articles 3 and 4 of the Constitution which mandates that the two State Assemblies have to be consulted. The Polavaram project is a multi-purpose irrigation project, which constitutes of a dam across the Godavari River and is under construction located in West Godavari District and East Godavari District in Andhra Pradesh state. Its reservoir spreads in parts of Chhattisgarh and Orissa States also.

2) Delhi was declared as world’s second most populated city in 2014 in the revision of United Nations’ World Urbanisation Prospects 2014 Report that was released on 10 July 2014. Which city once again occupied the top spot as world’s most populated city? – Tokyo

Explanation : Tokyo topped UN’s ranking of the most populous cities in 2014 with 38 million inhabitants and while its population is projected to decline, it will remain the world’s largest city in 2030 with 37 million people. Delhi become the world’s second most populous city in 2014 after Tokyo, more than doubling its population since 1990 to 25 million. The Indian capital is expected to retain the spot of the world’s second most populous city through at least 2030, when its population is expected to rise swiftly to 36 million.

………………………………………………………………..

3) Name of which Portugal bank was associated with the Portuguese banking crisis which affected stock markets all over the world on 11 July 2014? – Banco Espirito Santo SA

Explanation : Banco Espirito Santo SA (BES) is the second-largest bank in Portugal. The banking crisis in Portugal started after the ratings agencies Moody’s and S&P sharply downgraded the long-term debt ratings of the bank after a missed payment on short-term debt by a member of the BES’s ultimate parent, the Espirito Santo Group (ESG). However, BES sought to reassure investors by revealing its exposure to related companies.

4) Vakkom B. Purushothaman, who resigned on 11 July 2014, was the Governor of which state? – Mizoram

Explanation : His resignation came in the wake of his transfer to Nagaland as its new Governor. Purushothaman criticised the way Governors were being shunted by the NDA government since it came to power in May 2014. He belonged to the Congress and was appointed by the UPA government. Purushothaman had served as Minister in different Cabinets and was Speaker of the Kerala Assembly.

5) The tender bids for the construction and maintenance of the ambitious ‘Statue of Unity’ commemorating Sardar Vallabhbhai Patel in Gujarat were opened on 9 July 2014. Which company looks all set to bag this iconic project? – L&T

Explanation : Engineering giant L&T (Larsen & Toubro)’s bid for Rs. 2,980 crore was the lowest among the bidders and the company looks all set to bag the project. However, the estimated cost of the project stood at Rs. 2,063. The project involves construction of a huge 182-metre-tall Statue of Sardar Vallabhbhai Patel on River Narmada at Bharuch (Gujarat).

6) 102-year old Zohra Sehgal known as the “Grand Old Lady of Indian Theatre” passed away on 10 July 2014. She was cremated with full state honours on 11 July 2014 at the Lodhi Road crematorium in Delhi. She was associated with the dance troupe of which famous dancer that initiated her towards the world of theatre? – Uday Shankar

Explanation : Zohra was attracted towards Uday Shankar’s troupe after watching a performance in Europe. She joined the troupe in August, 1935 at the age of 23. She migrated to films in 1946 with films like ‘Dharati ke Laal’ and ‘Neecha Nagar’. ‘Cheeni Kum’ and ‘Saawariya’ were her last films in 2007. She received the Padma Vibhushan, India’s second-highest civilian honor, in 2010.

SBI Clerk Marketing/Computer Knoeldge Quiz Part 2

1. Which type of memory gets lost when your switch off?
  1) ROM
  2) RAM
  3) Cache
  4) Dynamic
  5) Static
   
2. What is the name of the program that controls the computer?
  1) The Operating System
  2) An Application Program
  3) A Browser
  4) The File Manager
  5) The Compiler

   
3. Which type of network would use phone lines?
  1) WAN
  2) LAN
  3) WWAN
  4) Wireless
  5) None of these
   
4. What type of devices are computer speakers or headphones?
  1) Input
  2) Input/Output
  3) Software
  4) Storage
  5) Output
   
5. Which type of memory holds the program to start up the computer?
  1) ROM
  2) RAM
  3) Cache
  4) Static
  5) None of these
   
6. A program for viewing web pages is called
  1) Word Processor
  2) Spreadsheet
  3) Protocol
  4) A browser
  5) Database
   
7. The term used to describe the intangible instructions that tell the computer what to do is
  1) hardware
  2) software
  3) storage
  4) input/output
  5) None of these
   
8. A computer tower is not
  1) a CPU
  2) Hardware
  3) the “Heart” of the computer
  4) a peripheral
  5) None of these
   
9. A computer cannot perform which of the following functions?
  1) Addition
  2) Subtraction
  3) Bake a cake
  4) Division
  5) None of these
   
10. Which of the following has the smallest storage capacity
  1) zip disk
  2) hard disk
  3) floppy disk
  4) data cartridge
  5) CD
   
11. What type of devices are CDs or DVDs?
  1) Input
  2) Output
  3) Software
  4) Storage
  5) Input/Output
   
12. Why has RAM been named like this?
  1) Because it is read and write memory
  2) Because it is volatile memory
  3) Because any of the locations in chip can directly be selected for storing and retrieving data and instructions.
  4) Because it is non-volatile memory
  5) None of These
   
13. What is the full form of URL
  1) Uniform Reverse Location
  2) Universal Resolution Location
  3) Universal Resource Locator
  4) Universal Re-enginering Location
  5) United Resource Locator
   
14. Easily relocatable language is
  1) Machine language
  2) Assembly language
  3) Low-level language
  4) Medium Level language
  5) High Level language
   
15. Which of the following describes the characteristic features of SRAM?
  1) Cheap but slow
  2) More consumption of power and much costly
  3) Based on transistor – capacitor combinations
  4) Low consumption of power
  5) None of these
   
16. Free of cost repair of software bug available at internet is called
  1) Version
  2) Ad-on
  3) Tutorial
  4) FAR
  5) Patch
   
17. Which of the following is READ only disc
  1) DVD-R
  2) DVD-ROM
  3) DVD-RW
  4) CD-R
  5) None of these
   
18. Which of the following is not a computer language?
  1) High level language
  2) Machine language
  3) Low level language
  4) Medium level language
  5) None of these
   
19. The speed of clock frequency of a microprocessor is measured in
  1) Hertz
  2) Baud rate
  3) CPS
  4) Bits
  5) Bytes
   
20. Normally which of the following is costlier?
  1) Server
  2) Notebook computer
  3) Personal computer
  4) Laptop computer
  5) Main frame computer

Answers:
Q No. Ans Q No. Ans Q No. Ans Q No. Ans Q No. Ans
1 2 2 1 3 1 4 5 5 1
6 4 7 2 8 4 9 3 10 3
11 4 12 3 13 3 14 2 15 2
16 5 17 2 18 4 19 1 20 5