My interview experience today..hope it may be of some help.. Kolkata Center-UBI staff training college Overall it went well..all depends on written exam marks (around 20 to 25 mins max)
Total 5 people in panel
M3- what is your name?
-Where do u reside?
-Tell me about your family (since father is in bank they asked some questions related to his work etc)
-Why you chose biotech as your stream ? (Answered)
-How being from biotech background can help you in banking?
Me-“Sir, wen directly wen we see we find no similarity and no connection between banking and biotech..But if I am working in bank and I deal with a loan in biotech industry and I go for inspection I can understand the exact need and purpose for the loan and also can relate to their terms and equipment's which any other person cannot easily.”
M5- can u tell me about ebola?
-How does it spread? ( as I didn't go through dis much, still somehow managed to say a few points)
I said its communicable disease..but he wanted to know how it started..i was not sure about it so said sorry sir, I don’t know.
-You have been waiting long outside..so what all questions have been discussed outside? (smiling)
Me-"sir, I didn't ask anybody about questions..i only asked few how was the interview.."( he was smiling and nodding)
-Okay nabamita tell what do u want us to ask?
I was surprised and said “ sir u can ask anything u wish..i have given my 100% ..anything u wish..basics on banking or related anything sir u can ask”
M5- (asked in hindi)” aapke papa koi problem k bare mein bolte hai ghar aakar abt the work in bank?
-I couldn’t relate as in what context he is asking..i started guessing and told about recent bank strikes”..
-he asked- can u tell me what is the reason behind the strikes? (answered)
M5- “actually meine isliye pucha kyunki npa k wajah se”… I said “yes sir, my father is mainly dealing in this department so I only asked about it to him”…he said- “ accha bataiiye npa k barein mein”As I was about to say
M2 asked by interrupting
M2-"Accha nabamita tell me how biotech branch can help u by being in bank?"
( added a few more points to my previous answer to the same question) he nodded
-“What kind of loans are related to biotech?” ( answered..biotech industries..pharma..chemical companies..equipments )
-“What is the source of fund for banks?”
Me-“The deposit by public is the main source of fund
Also, for emergency rbi has mandated banks to maintain CRR and SLR”
What is CRR?(answered)
M1(lady)- “can u tell me wat is repo rate?”(answered)
-“Do u know wat is repo rate now?”
Me-“Ma’am repo rate is changed recently and has been decreased by 25 basis point and is presently 7.75”
She nodded smiled and asked – why has the repo rate being changed now?
Ma’am like we see price of crude oil decreased as well the commodity
prices..inflation has decreased for which repo rate has been decreased.
She was happy with my explanation..she added yes u r absolutely right..inflation is the reason n it had gone down to zero also..Yes ma’am
-Wat is the affect of this repo rate or inflation on the common ppl ( told about the reduced price of commodities hence purchasing power increased)
Wat is the demand deposits and term deposits? (answered)
M3- can u tell me wat is PMJDY? (answered the purpose..aim as well as the facilities that are provided)
-Why is that BT brinjal all these are not used by us that much?( related to biotech…answered)
-What is the difference between BT cotton and normal cotton?(answered)
-Do u know about Rupay card?
Yes sir, rupay card is a domestic card..its not internationally
accepted yet but(as I was about to say more he looked satisfied and
nodded his head and looked at other panel members nodding his head)
"Thank u nabamita, all the very best..i said thank u and exchanged a smile wid all the members.."
ALL THE BEST DOSTON!!! PREPARE WELL..CONFIDENCE WILL COME
AUTOMATICALLY..SAY WAT U KNOW..IF U DONT KNOW..CHILL KARO..ITS NOT THE
END OF UR LIFE..BEST THINGS WILL COME EVENTUALLY..MY BEST WISHES like emoticon
GIVE UR BEST
Total 5 people in panel
M3- what is your name?
-Where do u reside?
-Tell me about your family (since father is in bank they asked some questions related to his work etc)
-Why you chose biotech as your stream ? (Answered)
-How being from biotech background can help you in banking?
Me-“Sir, wen directly wen we see we find no similarity and no connection between banking and biotech..But if I am working in bank and I deal with a loan in biotech industry and I go for inspection I can understand the exact need and purpose for the loan and also can relate to their terms and equipment's which any other person cannot easily.”
M5- can u tell me about ebola?
-How does it spread? ( as I didn't go through dis much, still somehow managed to say a few points)
I said its communicable disease..but he wanted to know how it started..i was not sure about it so said sorry sir, I don’t know.
-You have been waiting long outside..so what all questions have been discussed outside? (smiling)
Me-"sir, I didn't ask anybody about questions..i only asked few how was the interview.."( he was smiling and nodding)
-Okay nabamita tell what do u want us to ask?
I was surprised and said “ sir u can ask anything u wish..i have given my 100% ..anything u wish..basics on banking or related anything sir u can ask”
M5- (asked in hindi)” aapke papa koi problem k bare mein bolte hai ghar aakar abt the work in bank?
-I couldn’t relate as in what context he is asking..i started guessing and told about recent bank strikes”..
-he asked- can u tell me what is the reason behind the strikes? (answered)
M5- “actually meine isliye pucha kyunki npa k wajah se”… I said “yes sir, my father is mainly dealing in this department so I only asked about it to him”…he said- “ accha bataiiye npa k barein mein”As I was about to say
M2 asked by interrupting
M2-"Accha nabamita tell me how biotech branch can help u by being in bank?"
( added a few more points to my previous answer to the same question) he nodded
-“What kind of loans are related to biotech?” ( answered..biotech industries..pharma..chemical companies..equipments )
-“What is the source of fund for banks?”
Me-“The deposit by public is the main source of fund
Also, for emergency rbi has mandated banks to maintain CRR and SLR”
What is CRR?(answered)
M1(lady)- “can u tell me wat is repo rate?”(answered)
-“Do u know wat is repo rate now?”
Me-“Ma’am repo rate is changed recently and has been decreased by 25 basis point and is presently 7.75”
She nodded smiled and asked – why has the repo rate being changed now?
Ma’am like we see price of crude oil decreased as well the commodity
prices..inflation has decreased for which repo rate has been decreased.
She was happy with my explanation..she added yes u r absolutely right..inflation is the reason n it had gone down to zero also..Yes ma’am
-Wat is the affect of this repo rate or inflation on the common ppl ( told about the reduced price of commodities hence purchasing power increased)
Wat is the demand deposits and term deposits? (answered)
M3- can u tell me wat is PMJDY? (answered the purpose..aim as well as the facilities that are provided)
-Why is that BT brinjal all these are not used by us that much?( related to biotech…answered)
-What is the difference between BT cotton and normal cotton?(answered)
-Do u know about Rupay card?
Yes sir, rupay card is a domestic card..its not internationally
accepted yet but(as I was about to say more he looked satisfied and
nodded his head and looked at other panel members nodding his head)
"Thank u nabamita, all the very best..i said thank u and exchanged a smile wid all the members.."
ALL THE BEST DOSTON!!! PREPARE WELL..CONFIDENCE WILL COME
AUTOMATICALLY..SAY WAT U KNOW..IF U DONT KNOW..CHILL KARO..ITS NOT THE
END OF UR LIFE..BEST THINGS WILL COME EVENTUALLY..MY BEST WISHES like emoticon
GIVE UR BEST
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