IBPS PO IV Interview Experience: 22 Jan -DEHRADUN, Uttarakhand

Time1.20 n panel 1

I entered there were 4 male n 1 lady 

I: may I come in sir?

M3 : yes come in

I: gud afternoon sir 

They said sorry Prashant humne aapko late kar diya n aap 8.30 pe aagaye the, 

I: yes sir

M3 : breakfast kiyaa??

I: yes sir

M3: what you do for UR self development?

I: answered that I always follow my teachers guidance n always learn each day

M3: why you left technical job

I: because my salary was less n for my personal growth I left that job

Mam: which bank is better for recovering the loan ?

I: public sector bank

Mam: why??

I: answered that public sector banks follow policies n first they sent notice to that customer but private sector banks sent their own person to recover loan.

M1 : what is RBI functions ?

I : answered 

M1: is RBI provide banking licences?

I : yes sir

M1 : recently to whom?

I: IDFC N BANDHAN FINANCIAL

M2: WHAT IS MOLECULE N Atom

I : answered but give wrong answer I said molecule is the part of atom

M2: what is dynamics

I: moving anything is dynamics n in Hindi ye gatiz hoti he

M5: Prashant you know what is gst?

I: yes sir

M5: what is this

I: it is goods n services tax

M5 : can you explain

I : explained

M5 : what is kcc

I: kcc is kisan credit card

M5: explain

I : explained all thing

M5 : is that a card

I : yes sir

M2: what is nbfc 

I: explained non banking financial institution with proper way

M2 : difference between bank n nbfc

I: nbfc never accepts deposits n provide only loan

M2 : then who funded money to nbfc

I: answered wrong that goi provide money

Mam: agar kisaan KO loan maaf kar DE to kyaa banks KO loss hoga n usme banks KO profit kyaa hua

I: banks play social role so they provide subsidy n free farmers from the loan n this is only for their social responsibility

M5 : what is oil crisis recently?

I: explained that america imports oil from another country but at that time america produce their oil In Their country n then 

m3 interrupted n asked me in which place america recently produce oil n I said sorry sir I don't know n then started with 

m5 that than america stopped import n other countries now producing oil but are ready to give that oil to america, so the fuel prices becomes low.

They said OK Prashant

I: thanks sirs n mam